Home Texas Guadalupe County Cibolo Saddle Glen
529 Saddle Glen, Cibolo, TX 78108 Property Records
Guadalupe County property record for 529 Saddle Glen, Cibolo, TX 78108
Property Summary
Property Type Single Family Home Details 4 bd · 2.5 ba · 2,440 sqft · built 2019 Lot Size 0.23 acres (10,019 sqft) Owner Individual Name on File Last Sale $348,460 (Jun 2024) Tax Bill $7,314 (2025) Deeds & Mortgages Jun 2024 Mortgage Feb 2020 Mortgage + 7 more Flood Zone Zone X (minimal risk)APN 1G3900602400700000
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Property Details APN / Parcel Number
Primary APN 1G3900602400700000 Alternative APNs 000000166204 000000241933 000000299900 166204
Interior
Bedrooms 4 Beds Full Baths 2.5 Baths Half Baths 1 Half Bath Stories 2 Stories Building Area 2,440 sqft Living Area Gross Area 3,456 sqft 1st Floor Area 960 sqft 2nd Floor Area 1,480 sqft Flooring Carpet Interior Walls Wallboard/Drywall Fireplaces 1 Fireplace Fireplace Fireplace
Exterior
Year Built Built 2019 Effective Year Built Effective 2019 Roof Type Hip Roof Material Composition Shingle Lot Area 10,019 sqft (0.23 acres) Garage Type Attached Garage Area 806 sqft Parking Spaces 3 Parking Spaces Porch Covered Porch Porch Area 90 sqft Patio Area 120 sqft
Utilities, Heating & Cooling Cooling System Central Heating System Central Sewer Municipal Water Source Commercial
Location & Zoning Street Address 529 SADDLE GLN City CIBOLO State TX Zip 78108-3696 Property Category Residential Property Type Residential > Single Family > Home Legal Description SADDLE CREEK RANCH #6 BLOCK 24 LOT 7 0.23 AC Legal Subdivision SADDLE CREEK RANCH #6 Legal Tract 7 Legal Block 24 Legal Lot Number 7 Jurisdiction GUADALUPE TX Township / Civil Division SCHERTZ-CIBOLO Census Block Group 1 Census Block 1007 Census Tract 210612
Owner
529 Saddle Glen is owned and occupied by an individual who bought it in June 2024.
Source: Guadalupe County records, as of August 12, 2026
Owner of Record Individual Name on File Mailing Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Occupancy Owner Occupied Owner Type Individual
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Deeds, Mortgages & Sale History
Date Document Jun 3, 2024 Vendor's Lien, Transfer · Conventional Mortgage JEFFERSON BANK Feb 25, 2020 Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MTG Oct 31, 2019 Correction Deed, Transfer FIRST AMERICAN TITLE Sep 10, 2019 Grant Deed, Transfer FIRST AMERICAN TITLE Sep 10, 2019 Loan Modification, Mortgage · Line of Credit WELLS FARGO BK Feb 6, 2019 Trustee's Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS Feb 4, 2019 Grant Deed, Transfer FIRST AMERICAN TITLE Dec 14, 2018 Loan Modification, Mortgage · Line of Credit TEXAS CAP BK Dec 14, 2018 Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO
Assessor's Deed Record
Deed Names Name on Deed Last Sale Jun 3, 2024 · Amount on File Deed Sale Jun 3, 2024 · Amount on File Prior Sale Feb 25, 2020 · Amount on File Deed Document Number 202412743 Record Updated Sep 20, 2026
June 2024: Vendor's Lien, Transfer Document Type Vendor's Lien Jurisdiction GUADALUPE TX Recording Date Jun 3, 2024 Property Address TX Document Number 0099012743 Map Reference VOL 8 PG 644 Instrument Date May 23, 2024 Instrument 202499012743 Transaction Type Transfer Record Updated Nov 3, 2025 Title Company UNKNOWN, UPWARD TITLE AND CLOSING
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 529 SADDLE VILLA, CIBOLO, TX 78108-3659
Mortgage
Document Number 0099012744 Date Jun 3, 2024 Instrument 202499012744
Lender
Name JEFFERSON BANK Type Bank Special Notes Seller Financed
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jun 1, 2054
February 2020: Warranty Deed, Subdivision Related Transfer Document Type Warranty Deed Jurisdiction GUADALUPE TX Recording Date Feb 25, 2020 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000004687 Instrument Date Feb 25, 2020 Instrument 4687 Transaction Type Subdivision Related Transfer Record Updated Mar 23, 2020 Title Company OTHER
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 529 SADDLE GLN CIBOLO TX 781083696, CIBOLO, TX 78108-3696
Mortgage
Document Number 4688 Date Feb 25, 2020 Instrument 4688
Lender
Name AMERICAN PACIFIC MTG Type Mortgage Company Address ROSEVILLE, CA 95661
Agreement
Type VA MortgageAmount Amount on Record Term 360 Months Due Feb 24, 2050
October 2019: Correction Deed, Transfer Document Type Correction Deed Jurisdiction GUADALUPE TX Recording Date Oct 31, 2019 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000024983 Instrument Date Oct 30, 2019 Instrument 24983 Transaction Type Transfer Record Updated Nov 14, 2019 Title Company FIRST AMERICAN TITLE
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915
September 2019: Grant Deed, Transfer Document Type Grant Deed Jurisdiction GUADALUPE TX Recording Date Sep 10, 2019 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000020552 Instrument Date Sep 9, 2019 Instrument 20552 Transaction Type Transfer Record Updated Nov 6, 2019 Title Company FIRST AMERICAN TITLE
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816
September 2019: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction GUADALUPE TX Recording Date Sep 10, 2019 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Instrument Date Sep 9, 2019 Instrument 20553 Transaction Type Mortgage Record Updated Nov 6, 2019 Title Company FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915
Mortgage
Document Number 0000020553 Date Sep 10, 2019 Instrument 20553
Lender
Name WELLS FARGO BK Type Bank Address 600 S 4TH ST # 9TH, MINNEAPOLIS, MN 55415-1526
Agreement
Type Line of Credit Amount Amount on Record
Interest
February 2019: Trustee's Deed, Transfer Document Type Trustee's Deed Jurisdiction GUADALUPE TX Recording Date Feb 6, 2019 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000002639 Instrument Date Jan 25, 2019 Instrument 2639 Transaction Type Transfer Record Updated Nov 6, 2019 Title Company FIRST AMERICAN TITLE
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Limited Partnership Address 8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833 Investor Possibly a Property Investor
Mortgage
Document Number 2465 Date Feb 6, 2019 Instrument 2465
Lender
Name OTHER INSTITUTIONAL LENDERS Type Bank Address 8981 CASTNER DR # E, EL PASO, TX 79907-1833
Agreement
Type Line of Credit Amount Amount on Record Term 24 Months Due Feb 5, 2021
Interest
February 2019: Grant Deed, Transfer Document Type Grant Deed Jurisdiction GUADALUPE TX Recording Date Feb 4, 2019 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000002463 Instrument Date Jan 25, 2019 Instrument 2463 Transaction Type Transfer Record Updated Nov 6, 2019 Title Company FIRST AMERICAN TITLE
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915
December 2018: Loan Modification, Mortgage Document Type Loan Modification Jurisdiction GUADALUPE TX Recording Date Dec 14, 2018 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Instrument Date Dec 12, 2018 Instrument 28046 Transaction Type Mortgage Record Updated Nov 6, 2019 Title Company ALAMO TITLE COMPANY, ALAMO TITLE CO
Transaction
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Limited Partnership Address 3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278 Investor Possibly a Property Investor
Mortgage
Document Number 0000028046 Date Dec 14, 2018 Instrument 28046
Lender
Name TEXAS CAP BK Type Bank Address 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
Type Line of Credit Amount Amount on Record Term 24 Months Due Dec 13, 2020
Interest
December 2018: Grant Deed, Transfer Document Type Grant Deed Jurisdiction GUADALUPE TX Recording Date Dec 14, 2018 Property Address 529 SADDLE GLN, CIBOLO, TX 78108-3696 Document Number 0000028045 Instrument Date Dec 12, 2018 Instrument 28045 Transaction Type Transfer Record Updated Nov 6, 2019 Title Company ALAMO TITLE COMPANY, ALAMO TITLE CO
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Limited Partnership Address 3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278 Investor Possibly a Property Investor
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Tax Assessment & Valuation
The 2025 property tax bill for 529 Saddle Glen was $7,314, up 20.6% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
Property Jurisdictions
Type Name State Texas Municipality Cibolo City County Guadalupe County Unified School District Schertz-Cibolo-Universal City Independent School District (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $376,258 (-0.73%) Land $54,363 Building $321,895 $376,258 (-0.73%) Land $54,363 Building $321,895 2025 $7,314.00 (+20.61%) $379,010 Land $55,992 Building $323,018 $379,010 Land $55,992 Building $323,018 2024 $6,064.00 (+3.5%) 2023 $5,859.00 (-10.62%) Homeowner's exemption $423,859 (+24.18%) Land $71,586 Building $352,273 $423,859 (+24.18%) Land $71,586 Building $352,273 2022 $6,555.00 Homeowner's exemption $341,328 Land $55,205 Building $286,123 $341,328 Land $55,205 Building $286,123
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 529 Saddle Glen in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 16 policies Community Rating System Class 8 (10% premium discount) Nearby Flood Policies 16 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 529 Saddle Glen is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Moderateabove 40% of the US · lower than 85% of Texas Wildfire Likelihood 0.05% annual chance Exposure Indirectwithin ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System GREEN VALLEY SUDserves 52,497 people · EPA ID TX0940020 Water Source Purchased surface water from several systems Last State Inspection Jul 2024 Lead 2 ppb (2023–2025)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 4last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) AT&TFiber 5,000 / 5,000 SpectrumCable 1,000 / 1,000
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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