Guadalupe County property record for 524 Saddle Glen, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,470 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,300 (Sep 2019) |
| Tax Bill | $2,114 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602300700000 |
| Primary APN | 1G3900602300700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,729 sqft |
| 2nd Floor Area | 741 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 524 SADDLE GLN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 23 LOT 7 0.16 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 7 |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 210612 |
524 Saddle Glen is owned and occupied by two individuals who bought it in September 2019.
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK |
| Sep 4, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LNDG |
| Dec 18, 2018 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on File |
| Deed Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 201999020053 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 0099020053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099003941 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 202199003941 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 4, 2019 |
| Property Address | 524 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000020053 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 20053 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 HIDDEN CAVE CIBOLO TX 781084270, CIBOLO, TX 78108-4270 |
| Document Number | 20054 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 20054 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 18, 2018 |
| Property Address | 524 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000028329 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 28329 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,799 (+0.93%) Land $45,339 Building $340,460 | $385,799 (+0.93%) Land $45,339 Building $340,460 | |
| 2025 | $382,255 Land $43,849 Building $338,406 | $382,255 Land $43,849 Building $338,406 | |
| 2023 | $2,114.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $426,245 Land $57,981 Building $368,264 | $426,245 Land $57,981 Building $368,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Saddle Glen in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Saddle Glen is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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