524 Saddle Glen, Cibolo, TX 78108 Property Records

Guadalupe County property record for 524 Saddle Glen, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,470 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$310,300 (Sep 2019)
Tax Bill$2,114 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G3900602300700000

Property Details

APN / Parcel Number

Primary APN1G3900602300700000
Alternative APNs
  • 000000166187
  • 000000238308
  • 166187

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,470 sqft Living Area
Gross Area3,068 sqft
1st Floor Area1,729 sqft
2nd Floor Area741 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address524 SADDLE GLN
CityCIBOLO
StateTX
Zip78108-3696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #6 BLOCK 23 LOT 7 0.16 AC
Legal SubdivisionSADDLE CREEK RANCH #6
Legal Tract7
Legal Block23
Legal Lot Number7
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1012
Census Tract210612

Owner

524 Saddle Glen is owned and occupied by two individuals who bought it in September 2019.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address524 SADDLE GLN, CIBOLO, TX 78108-3696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · VA Mortgage
GATEWAY FIRST BANK
Sep 4, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
FIRST CHOICE LNDG
Dec 18, 2018Grant Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2019 · Amount on File
Deed SaleSep 4, 2019 · Amount on File
Deed Document Number201999020053
Prior Transfer DateAug 16, 2019
Prior Transfer Doc0099020053
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099003941
DateFeb 2, 2021
Instrument202199003941
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateSep 4, 2019
Property Address524 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000020053
Instrument DateAug 16, 2019
Instrument20053
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 HIDDEN CAVE CIBOLO TX 781084270, CIBOLO, TX 78108-4270

Mortgage

Document Number20054
DateSep 4, 2019
Instrument20054
Lender
NameFIRST CHOICE LNDG
AddressHOUSTON, TX 77065
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 3, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateDec 18, 2018
Property Address524 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000028329
Instrument DateDec 12, 2018
Instrument28329
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO-VENTURA PLZ

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,799 (+0.93%) Land $45,339 Building $340,460$385,799 (+0.93%) Land $45,339 Building $340,460
2025$382,255 Land $43,849 Building $338,406$382,255 Land $43,849 Building $338,406
2023$2,114.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$426,245 Land $57,981 Building $368,264$426,245 Land $57,981 Building $368,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Saddle Glen in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Saddle Glen is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.

Nearby Properties on Saddle Glen

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