Guadalupe County property record for 512 Saddle Glen, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,381 sqft · built 2020 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,038 (Dec 2022) |
| Tax Bill | $5,460 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602300400000 |
| Primary APN | 1G3900602300400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 1,293 sqft |
| 2nd Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 SADDLE GLN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 23 LOT 4 .16 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 4 |
| Legal Block | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Vendor's Lien, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Sep 30, 2020 | Warranty Deed, Subdivision Related Transfer GARDNER FIN'L SVCS |
| Mar 9, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Mar 9, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 31, 2019 | Correction Deed, Transfer FIRST AMERICAN TITLE |
| Feb 6, 2019 | Trustee's Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Feb 4, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 202237805 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 0099027257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 21, 2022 |
| Property Address | TX |
| Document Number | 0099037805 |
| Map Reference | VOL 8 PG 644 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 202299037805 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0099037806 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 202299037806 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000027257 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 27257 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 SADDLE GLN CIBOLO TX 78108, CIBOLO, TX 78108 |
| Document Number | 27258 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 27258 |
| Name | GARDNER FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000005911 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Number | 0000005911 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 5911 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 9, 2020 |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000005910 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 5910 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 31, 2019 |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000024983 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 24983 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 6, 2019 |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000002639 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2639 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833 |
| Investor | Possibly a Property Investor |
| Document Number | 2465 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2465 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 8981 CASTNER DR # E, EL PASO, TX 79907-1833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 4, 2019 |
| Property Address | 512 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000002463 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2463 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,519 (-1.23%) Land $45,339 Building $312,180 | $357,519 (-1.23%) Land $45,339 Building $312,180 | |
| 2025 | $5,460.00 (-4.06%) Homeowner's exemption | $361,978 (-9.33%) Land $43,849 Building $318,129 | $361,978 (-9.33%) Land $43,849 Building $318,129 |
| 2024 | $5,691.00 (-13.21%) | ||
| 2023 | $6,557.00 (+6.64%) Homeowner's exemption | $399,227 (+24.57%) Land $57,981 Building $341,246 | $399,227 (+24.57%) Land $57,981 Building $341,246 |
| 2022 | $6,149.00 Homeowner's exemption | $320,475 Land $43,545 Building $276,930 | $320,475 Land $43,545 Building $276,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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