Guadalupe County property record for 517 Saddle Glen, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,420 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $447,900 (Jun 2019) |
| Tax Bill | $1,204 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602400400000 |
| Primary APN | 1G3900602400400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Gross Area | 4,000 sqft |
| 1st Floor Area | 1,913 sqft |
| 2nd Floor Area | 1,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 517 SADDLE GLN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 24 LOT 4 .16 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 4 |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 210612 |
517 Saddle Glen is owned and occupied by an individual who acquired it in April 2024.
Source: Guadalupe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE |
| May 2, 2024 | Divorce Transfer, Transfer |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jun 6, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage FIRST CHOICE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on File |
| Deed Sale | Jun 6, 2019 · Amount on File |
| Deed Document Number | 201999012361 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000010064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | TX |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | ELEVATED TITLE/TX LLC, ELEVATED TITLE OF TEXAS LLC |
| Name | Verified Name |
|---|
| Document Number | 0099011246 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 202199011246 |
| Name | PATRIOT HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT GEORGE, UT 84770 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 2, 2024 |
| Property Address | TX |
| Document Number | 0099010064 |
| Map Reference | VOL 8 PG 644&645 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 202499010064 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 785 KUSER RD # RDH3, RDH3, HAMILTON, NJ 08619-3965 |
| Name | Verified Name |
|---|---|
| Address | 517 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 517 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000005618 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 517 SADDLE GLN CIBOLO TX 781083696, CIBOLO, TX 78108-3696 |
| Document Number | 0000005618 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 5618 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 6, 2019 |
| Property Address | 517 SADDLE GLN, CIBOLO, TX 78108-3696 |
| Document Number | 0000012361 |
| Instrument Date | May 31, 2019 |
| Instrument | 12361 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | STEWART TITLE, FEDEX-STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6064 GALLBERRY FARMS RD HOPE MILLS NC 283489114, HOPE MILLS, NC 28348-9114 |
| Document Number | 12362 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 12362 |
| Name | FIRST CHOICE LNDG |
|---|---|
| Address | HOUSTON, TX 77065 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,000 (-1.22%) Land $45,339 Building $391,661 | $437,000 (-1.22%) Land $45,339 Building $391,661 | |
| 2025 | $442,378 Land $43,849 Building $398,529 | $442,378 Land $43,849 Building $398,529 | |
| 2023 | $1,204.00 (-39.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $505,467 Land $57,981 Building $447,486 | $505,467 Land $57,981 Building $447,486 |
| 2022 | $1,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 Saddle Glen in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Saddle Glen is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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