516 Saddle Glen, Cibolo, TX 78108 Property Records

Guadalupe County property record for 516 Saddle Glen, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 2020
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$226,400 (Sep 2020)
Tax Bill$4,082 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2020 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN1G3900602300500000

Property Details

APN / Parcel Number

Primary APN1G3900602300500000
Alternative APNs
  • 000000166185
  • 000000249000
  • 166185

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,605 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,605 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address516 SADDLE GLN
CityCIBOLO
StateTX
Zip78108-3696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #6 BLOCK 23 LOT 5 .16 AC
Legal SubdivisionSADDLE CREEK RANCH #6
Legal Tract5
Legal Block23
Legal Lot Number5
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1012
Census Tract210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address516 SADDLE GLN, CIBOLO, TX 78108-3696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Warranty Deed, Subdivision Related Transfer
LEGACY MUTUAL MTG
Mar 26, 2020Grant Deed, Transfer
NOT AVAILABLE
Mar 26, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK
Oct 31, 2019Correction Deed, Transfer
FIRST AMERICAN TITLE
Feb 6, 2019Trustee's Deed, Transfer · Line of Credit
OTHER INSTITUTIONAL LENDERS
Feb 4, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE
Dec 14, 2018Loan Modification, Mortgage · Line of Credit
TEXAS CAP BK
Dec 14, 2018Grant Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleSep 29, 2020
Deed Document Number202099027053
Prior Transfer DateSep 25, 2020
Prior Transfer Doc0099027053
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateSep 29, 2020
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000027053
Instrument DateSep 25, 2020
Instrument27053
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address516 SADDLE GLN CIBOLO TX 781083696, CIBOLO, TX 78108-3696

Mortgage

Document Number27054
DateSep 29, 2020
Instrument27054
Lender
NameLEGACY MUTUAL MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78231
Agreement
AmountAmount Recorded
Term180 Months
DueSep 28, 2035

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateMar 26, 2020
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000007456
Instrument DateMar 26, 2020
Instrument7456
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGUADALUPE TX
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000007457
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATAWAY FACT #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Mortgage

Document Number0000007457
DateMar 26, 2020
Instrument7457
Lender
NameWELLS FARGO BK
TypeBank
Address420 MONTGOMEY ST # 6TH, SAN FRANCISCO, CA 94163
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGUADALUPE TX
Recording DateOct 31, 2019
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000024983
Instrument DateOct 30, 2019
Instrument24983
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

February 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGUADALUPE TX
Recording DateFeb 6, 2019
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000002639
Instrument DateJan 25, 2019
Instrument2639
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833
InvestorPossibly a Property Investor

Mortgage

Document Number2465
DateFeb 6, 2019
Instrument2465
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
Address8981 CASTNER DR # E, EL PASO, TX 79907-1833
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueFeb 5, 2021
Interest
Rate TypeAdjustable Rate

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateFeb 4, 2019
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000002463
Instrument DateJan 25, 2019
Instrument2463
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGUADALUPE TX
Recording DateDec 14, 2018
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Instrument DateDec 12, 2018
Instrument28046
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278
InvestorPossibly a Property Investor

Mortgage

Document Number0000028046
DateDec 14, 2018
Instrument28046
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueDec 13, 2020
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateDec 14, 2018
Property Address516 SADDLE GLN, CIBOLO, TX 78108-3696
Document Number0000028045
Instrument DateDec 12, 2018
Instrument28045
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,768 (-1.32%) Land $45,339 Building $241,429$286,768 (-1.32%) Land $45,339 Building $241,429
2025$4,082.00 (-12.67%) Homeowner's exemption$290,600 (-9.39%) Land $43,849 Building $246,751$290,600 (-9.39%) Land $43,849 Building $246,751
2024$4,674.00 (+14.39%)
2023$4,086.00 (-14.16%) Homeowner's exemption$320,729 (+22.04%) Land $57,981 Building $262,748$320,729 (+22.04%) Land $57,981 Building $262,748
2022$4,760.00 Homeowner's exemption$262,807 Land $43,545 Building $219,262$262,807 Land $43,545 Building $219,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.

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Nearby Streets

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