Lapeer County property record for 5286 Thomas Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,773 sqft · built 1847 |
| Lot Size | 10.1 acres (443,441 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-029-009-00 |
| Primary APN | 015-029-009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| 1st Floor Area | 1,599 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1847 |
|---|---|
| Effective Year Built | Effective 1847 |
| Exterior Material | Wood Siding |
| Lot Area | 443,441 sqft (10.1 acres) |
| Lot Width | 10.2 ft Width |
| Garage Area | 480 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5286 THOMAS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 15 23 805 000 00 SEC 29 T6N R10E THE N 334.01 FT OF S 2237.68 FT OF E 1/2OF SE 1/4. 10.18 A. |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 29 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5286 THOMAS RD, METAMORA, MI 48455-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 11, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Dec 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2006 |
| Deed Sale | Oct 11, 2006 |
| Deed Document Number | 20061 |
| Last Transfer Date | Dec 26, 2017 |
| Transfer Doc | 0029370537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5286 THOMAS RD, METAMORA, MI 48455-9381 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5286 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0031260099 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 3126/99 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5286 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0030190456 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5286 THOMAS RD METAMORA MI 484559381, METAMORA, MI 48455-9381 |
| Document Number | 0030190456 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 003019/000456 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 26, 2017 |
| Property Address | 5286 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0029370537 |
| Book / Page | 002937 / 000537 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5286 THOMAS RD METAMORA MI 484559381, METAMORA, MI 48455-9381 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,400 (+10.6%) | $354,800 (+10.6%) | |
| 2025 | $3,017.00 (+3.43%) Homeowner's exemption | $160,400 (+16.23%) | $320,800 (+16.23%) |
| 2024 | $2,917.00 (+11.89%) | ||
| 2023 | $138,000 | $276,000 | |
| 2022 | $2,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
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