Lapeer County property record for 5316 Thomas Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,169 sqft · built 1999 |
| Lot Size | 8.65 acres (376,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,178 (Jun 2026) |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-029-010-00 |
| Primary APN | 015-029-010-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Lot Area | 376,794 sqft (8.65 acres) |
| Garage Area | 576 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5316 THOMAS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 29, T6N-R10E; BEG N 89-00-25 W 1340.42 FT ALG S LN SEC 29, AND N 00-06-20 W 1620.36 FT FROM SE COR SEC 29; TH EXT N |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 29 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 341500 |
5316 Thomas Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 25, 2024 | Intrafamily Transfer, Transfer |
| Jul 28, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Sep 10, 2014 · Amount on File |
| Deed Book / Page | 3526 / 23 |
| Prior Transfer Date | Jan 9, 2024 |
| Prior Transfer Doc | 0033850448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 17, 2026 |
| Property Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 3526000023 |
| Book / Page | 3526 / 23 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $187,995.34 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0033850448 |
| Book / Page | 3385 / 448 |
| Instrument Date | Jan 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Name | Verified Name |
|---|---|
| Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5316 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0031170371 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 3117/371 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 5316 Thomas Rd was $3,793 with a homeowner's exemption, up 3.6% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,800 (+9.97%) | $511,600 (+9.97%) | |
| 2025 | $3,793.00 (+3.58%) Homeowner's exemption | $232,600 | $465,200 |
| 2024 | $3,662.00 | ||
| 2023 | $199,500 | $399,000 | |
| 2022 | $3,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5316 Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5316 Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
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