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5040 Thomas Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 5040 Thomas Rd, Metamora, MI 48455

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1998
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jun 2023)
Tax Bill$3,927 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-029-002-05

Property Details

APN / Parcel Number

Primary APN015-029-002-05

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area1,804 sqft
Basement Area1,804 sqft
Unfinished Basement1,804 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Lot Area68,825 sqft (1.58 acres)
Garage Area576 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5040 THOMAS RD
CityMETAMORA
StateMI
Zip48455-9268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionSEC 29, T6N R10E. PARCEL E PART NE 1/4 OF NE 1/4; COMM NE 1/4 COR SEC 29, TH S 0-25-51 E ALG E SEC LN 418.31 FT TO POB; TH
Legal Range10E
Legal Township06N
Legal Section29
JurisdictionLAPEER MI
Township / Civil DivisionMETAMORA
Census Block Group3
Census Block3012
Census Tract341500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5040 THOMAS RD, METAMORA, MI 48455-9268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleMay 28, 1999 · Amount on Record
Deed Book / Page3354 / 603
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateJun 15, 2023
Property Address5040 THOMAS RD, METAMORA, MI 48455-9268
Document Number0033540603
Book / Page3354 / 603
Instrument DateJun 12, 2023
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5040 THOMAS RD, METAMORA, MI 48455-9268

Transferred To (Grantee/Buyer)

NameVerified Name
Address5040 THOMAS RD, METAMORA, MI 48455-9268
InvestorPossibly a Property Investor

Mortgage

Document Number0000033551
DateJun 15, 2023
Instrument3355/1
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMetamora Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,000 (+6.4%)$366,000 (+6.4%)
2025$3,927.00 (+77.29%) Homeowner's exemption$172,000 (+20.45%)$344,000 (+20.45%)
2023$142,800$285,600
2022$2,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: Mercury Fiber.

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