5190 Thomas Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 5190 Thomas Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,071 sqft · built 1997
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2022)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-029-005-00`

Property Details

APN / Parcel Number

Primary APN	`015-029-005-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,071 sqft Living Area
1st Floor Area	2,035 sqft
Basement Area	2,035 sqft
Unfinished Basement	2,035 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Lot Area	439,956 sqft (10.1 acres)
Garage Area	825 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5190 THOMAS RD
City	METAMORA
State	MI
Zip	48455-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PARCEL 2 PART OF THE NE 1/4 OF SEC. 29, T6N-R10E, BEG AT A PT. THAT IS N 89DEG 00'25 W 1340.42 FT. ALONG THE S LINE OF SEC.
Legal Range	10E
Legal Township	06N
Legal Section	29
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	3
Census Block	3012
Census Tract	341500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5190 THOMAS RD, METAMORA, MI 48455-9381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Oct 1, 1991
Deed Book / Page	3302 / 632
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	0033020632
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 1, 2022
Property Address	5190 THOMAS RD, METAMORA, MI 48455-9381
Document Number	0033020632
Book / Page	3302 / 632
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,575.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5190 THOMAS RD, 5190, METAMORA, MI 48455-9381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5190 THOMAS RD, METAMORA, MI 48455-9381

Mortgage

Document Number	0003302633
Date	Jul 1, 2022
Instrument	3302/633

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (+8.48%)	$780,000 (+8.48%)
2025	$4,890.00 (+4%) Homeowner's exemption	$359,500 (+18.1%)	$719,000 (+18.1%)
2024	$4,702.00 (+10.48%)
2023		$304,400	$608,800
2022	$4,256.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3