Lapeer County property record for 5240 Thomas Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,648 sqft · built 1972 |
| Lot Size | 20.3 acres (885,139 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $730,000 (Sep 2025) |
| Tax Bill | $5,084 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-029-008-00 |
| Primary APN | 015-029-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 669 sqft |
| Unfinished Basement | 658 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Lot Area | 885,139 sqft (20.3 acres) |
| Garage Area | 611 sqft |
| Total Buildings | 4 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 5240 THOMAS RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 29 T6N-R10E METAMORA TWP, COM SE COR SEC 29; TH N89-00-25W 1340.42 FT; TH N00-06-20W 2571.68 FT TO POB; TH N00-06-20W |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 29 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1505 S LAKE PLEASANT RD, ATTICA, MI 48412-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE |
| Jul 19, 2023 | Quit Claim Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Prior Sale | Jun 3, 2015 · Amount on Record |
| Deed Book / Page | 3475 / 869 |
| Prior Transfer Date | Jul 17, 2023 |
| Prior Transfer Doc | 0033590620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0032460604 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 3246/604 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 9, 2025 |
| Property Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0034750869 |
| Book / Page | 3475 / 869 |
| Instrument Date | Sep 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
| Name | Verified Name |
|---|---|
| Address | 1505 S LAKE PLEASANT RD, ATTICA, MI 48412-9761 |
| Document Number | 0000347641 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 3476/41 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 19, 2023 |
| Property Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
| Document Number | 0033590620 |
| Book / Page | 3359 / 620 |
| Instrument Date | Jul 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 698 ABSEGUAMI TRL, LAKE ORION, MI 48362-1449 |
| Name | Verified Name |
|---|---|
| Address | 5240 THOMAS RD, METAMORA, MI 48455-9381 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,600 (+19.17%) | $599,200 (+19.17%) | |
| 2025 | $5,084.00 (+3.71%) Homeowner's exemption | $251,400 (+12.74%) | $502,800 (+12.74%) |
| 2024 | $4,902.00 (+11.21%) | ||
| 2023 | $223,000 | $446,000 | |
| 2022 | $4,408.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
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