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528 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 528 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,891 sqft · built 2002
Lot Size0.471 acres (20,500 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Sep 2018)
Tax Bill$4,960 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN16-20-28-8242-03-870

Property Details

APN / Parcel Number

Primary APN16-20-28-8242-03-870
Alternative APNs
  • 282016824203870
  • 171632
  • 174950
  • 178416

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,891 sqft Living Area
Gross Area3,765 sqft
1st Floor Area2,565 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,500 sqft (0.471 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address528 SAND WEDGE LOOP
CityAPOPKA
StateFL
Zip32712-6054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCK SPRINGS RIDGE PH 3 47/3 LOT 387
Legal Range28E
Legal Township20S
Legal Section16
Legal SubdivisionROCK SPRINGS RIDGE PH 3
Legal Phase3
Legal Tract8242
Legal Block3
Legal Lot Number387
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1005
Census Tract17814

Owner

Source: Orange County records · APN 16-20-28-8242-03-870

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP
Apr 02, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP
Sep 18, 2018Grant Deed, Transfer · Conventional with PMI
MORTGAGE FIRM
Feb 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Feb 07, 2018Grant Deed, Transfer
CLEAR CHOICE TITLE GROUP LLC
Feb 07, 2018Grant Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES
Sep 07, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Prior SaleFeb 07, 2018 · Amount on Record
Deed Document Number2018553558
Last Transfer DateFeb 10, 2021
Transfer Doc0000188964
Record UpdatedJun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateApr 02, 2021
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000188964
Map ReferenceMB 47 PG 3
Instrument DateFeb 10, 2021
Instrument20210188964
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number0000188965
DateApr 02, 2021
Instrument20210188965
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateApr 02, 2021
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number20210188964
Map ReferenceMB 47 PG 3
Instrument DateFeb 10, 2021
Instrument20210188964
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number20210188965
DateApr 02, 2021
Instrument20210188965
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateSep 18, 2018
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000553558
Instrument DateSep 06, 2018
Instrument553558
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyGRACE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,576.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SAND WEDGE LOOP APOPKA FL 327126054, APOPKA, FL 32712-6054

Mortgage

Document Number553559
DateSep 18, 2018
Instrument553559
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 16, 2018
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000096775
Instrument DateFeb 01, 2018
Instrument96775
Transaction TypeTransfer
Record UpdatedMar 07, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1219 ROXBORO RD LONGWOOD FL 327506817, LONGWOOD, FL 32750-6817

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateFeb 07, 2018
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000074663
Instrument DateJan 31, 2018
Instrument74663
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyCLEAR CHOICE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,889.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address750 REFLECTIONS LN WINTER GARDEN FL 347875947, WINTER GARDEN, FL 34787-5947

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateFeb 07, 2018
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000074662
Instrument DateJan 18, 2018
Instrument74662
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
Tax$1,793.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 S BUMBY AVE #A ORLANDO FL 328037415, A, ORLANDO, FL 32803-7415

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateSep 07, 2017
Property Address528 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number0000495092
Instrument DateAug 24, 2017
Instrument495092
Transaction TypeForeclosure
Record UpdatedSep 26, 2017

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SAND WEDGE LOOP APOPKA FL 327126054, APOPKA, FL 32712-6054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$357,190 (+2.7%)$493,420 (-0.69%) Land $90,000 Building $403,420
2025$4,960.00 (+1.76%) Homeowner's exemption$347,799 (+5.99%)$496,850 (+3.34%) Land $90,000 Building $406,850
2024$4,874.00 (+6.93%)
2023$4,558.00 (-31.95%) Homeowner's exemption$328,152 (-23.02%)$480,798 (+12.8%) Land $120,000 Building $360,798
2022$6,698.00$426,255 Land $120,000 Building $306,255$426,255 Land $120,000 Building $306,255

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 291 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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