525 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 525 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,954 sqft · built 2002
Lot Size	0.471 acres (20,501 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Jun 2014)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-04-060`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-04-060`
Alternative APNs	`282016824204060` `171654` `174972` `178440`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,954 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	2,082 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,501 sqft (0.471 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	874 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	525 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 406
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	4
Legal Lot Number	406
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1006
Census Tract	17814

Owner

525 Sand Wedge Loop is owned and occupied by two individuals who bought it in June 2014.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on File
Deed Sale	Jun 18, 2014 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Document Number	2014300909
Deed Book / Page	10760 / 6810
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055

Mortgage

Document Number	20210619369
Date	Oct 11, 2021
Instrument	20210619369

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055

Mortgage

Document Number	20210061762
Date	Feb 2, 2021
Instrument	20210061762

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000102658
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	0000102658
Date	Feb 20, 2018
Instrument	102658

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	525 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000238431
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	0000238431
Date	May 1, 2017
Instrument	238431

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 525 Sand Wedge Loop was $4,625, up 1.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,523 (+2.7%)	$534,370 (-1.5%) Land $90,000 Building $444,370
2025	$4,625.00 (+1.85%) Homeowner's exemption	$325,728	$542,500 Land $90,000 Building $452,500
2024	$4,541.00 (+6.95%)
2023	$4,246.00 (+4.2%) Homeowner's exemption	$307,328 (+3%)	$521,483 (+13.13%) Land $120,000 Building $401,483
2022	$4,075.00 Homeowner's exemption	$298,377	$460,970 Land $120,000 Building $340,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Sand Wedge Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Sand Wedge Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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