523 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 523 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2001
Lot Size	0.471 acres (20,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2019)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-04-050`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-04-050`
Alternative APNs	`282016824204050` `171652` `174971` `178438`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,590 sqft Living Area
Gross Area	3,483 sqft
1st Floor Area	2,590 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,500 sqft (0.471 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	523 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 405
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	4
Legal Lot Number	405
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1006
Census Tract	17814

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 23, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 12, 2018	Grant Deed, Foreclosure RAS TITLE LLC
Jun 14, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2019249518
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0000351849
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055

Mortgage

Document Number	0000111987
Date	Feb 27, 2023
Instrument	20230111987

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	4 Months
Due	Jun 29, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000471040
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number	0000471040
Date	Sep 8, 2020
Instrument	471040

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 23, 2019
Property Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000249518
Map Reference	MB 47 PG 3-6
Instrument Date	Apr 22, 2019
Instrument	20190249518
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055

Mortgage

Document Number	0000249519
Date	Apr 23, 2019
Instrument	20190249519

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 12, 2018
Property Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000715925
Instrument Date	Oct 11, 2018
Instrument	715925
Transaction Type	Foreclosure
Record Updated	Jan 2, 2019
Title Company	RAS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 14, 2018
Property Address	523 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number	0000351849
Instrument Date	May 30, 2018
Instrument	351849
Transaction Type	Foreclosure
Record Updated	Jul 2, 2018

Transaction

Amount	Amount Recorded
Tax	$1,961.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 WEHRLE DR WILLIAMSVILLE NY 142217748, WILLIAMSVILLE, NY 14221-7748

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,456 (+2.7%)	$473,080 (-1.48%) Land $90,000 Building $383,080
2025	$4,253.00 (+2.68%) Homeowner's exemption	$302,294 (+6.69%)	$480,190 (+3.32%) Land $90,000 Building $390,190
2024	$4,142.00 (+7%)
2023	$3,871.00 (+4.34%) Homeowner's exemption	$283,331 (+3%)	$464,764 (+12.46%) Land $120,000 Building $344,764
2022	$3,710.00 Homeowner's exemption	$275,079	$413,279 Land $120,000 Building $293,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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