540 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 540 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,941 sqft · built 2002
Lot Size	0.583 acres (25,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2019)
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8243-03-850`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8243-03-850`
Alternative APNs	`282016824303850` `171719` `175037` `178505`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,941 sqft Living Area
Gross Area	4,238 sqft
1st Floor Area	1,625 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,409 sqft (0.583 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	540 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 REP 48/106 LOT 385
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3 REP
Legal Phase	3
Legal Tract	8243
Legal Block	3
Legal Lot Number	385
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Feb 4, 2003 · Amount on Record
Deed Document Number	2019749143
Prior Transfer Date	Jul 6, 2007
Prior Transfer Doc	0000519339
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 27, 2019
Property Address	540 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000749143
Instrument Date	Nov 22, 2019
Instrument	749143
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 SAND WEDGE LOOP APOPKA FL 327126054, APOPKA, FL 32712-6054

Mortgage

Document Number	749144
Date	Nov 27, 2019
Instrument	749144

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,765 (+2.7%)	$532,605 (-1.46%) Land $90,000 Building $442,605
2025	$4,304.00 (+1.89%) Homeowner's exemption	$305,516 (+5.99%)	$540,515 (+3.99%) Land $90,000 Building $450,515
2024	$4,224.00 (+6.99%)
2023	$3,948.00 (+4.31%) Homeowner's exemption	$288,258 (+3%)	$519,781 (+13.11%) Land $120,000 Building $399,781
2022	$3,785.00 Homeowner's exemption	$279,862	$459,535 Land $120,000 Building $339,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20