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527 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 527 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,231 sqft · built 2002
Lot Size0.471 acres (20,501 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Jan 2026)
Tax Bill$5,768 (2025)
Deeds & MortgagesJan 2026 Sale & Construction Loan
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-20-28-8242-04-070

Property Details

APN / Parcel Number

Primary APN16-20-28-8242-04-070
Alternative APNs
  • 282016824204070
  • 171655
  • 174974
  • 178441

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,231 sqft Living Area
Gross Area4,589 sqft
1st Floor Area2,058 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,501 sqft (0.471 acres)
Garage TypeAttached
Garage Area673 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area478 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address527 SAND WEDGE LOOP
CityAPOPKA
StateFL
Zip32712-6055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionROCK SPRINGS RIDGE PH 3 47/3 LOT 407
Legal Range28E
Legal Township20S
Legal Section16
Legal SubdivisionROCK SPRINGS RIDGE PH 3
Legal Phase3
Legal Tract8242
Legal Block4
Legal Lot Number407
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1006
Census Tract17814

Owner

Source: Orange County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address141 ALEXANDRIA CIR, DELAND, FL 32724-7078
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Construction Loan · Construction Mortgage
CHAMPIONS FUNDING LLC
Jan 21, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Dec 11, 2017Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleSep 2, 2016 · Amount on Record
Deed Document Number202651695
Prior Transfer DateAug 26, 2025
Prior Transfer Doc0000498587
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 28, 2026
Property Address527 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number0000051695
Map ReferenceMB 47 PG 3-6
Instrument DateJan 21, 2026
Instrument20260051695
Transaction TypeConstruction Loan
Record UpdatedFeb 6, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,970.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4505 S FERN CREEK AVE, ORLANDO, FL 32806-7116

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address141 ALEXANDRIA CIR, DELAND, FL 32724-7078
InvestorPossibly a Property Investor

Mortgage

Document Number0000051696
DateJan 28, 2026
Instrument20260051696
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address527 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number0000055821
Instrument DateJan 21, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address527 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number0000055821
DateJan 28, 2021
Instrument55821
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address527 SAND WEDGE LOOP, APOPKA, FL 32712-6055
Document Number0000693628
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address527 SAND WEDGE LOOP APOPKA FL 327126055, APOPKA, FL 32712-6055

Mortgage

Document Number0000693628
DateDec 21, 2017
Instrument693628
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,612 (+2.7%)$579,840 (-1.44%) Land $90,000 Building $489,840
2025$5,768.00 (+1.75%) Homeowner's exemption$402,738 (+5.99%)$588,340 (+4.13%) Land $90,000 Building $498,340
2024$5,669.00 (+6.94%)
2023$5,301.00 (+3.92%) Homeowner's exemption$379,988 (+3%)$565,017 (+12.58%) Land $120,000 Building $445,017
2022$5,101.00 Homeowner's exemption$368,920$501,897 Land $120,000 Building $381,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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