528 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 528 Cedar St, Niles, MI 49120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,448 sqft · built 1900
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2020)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-3900-0061-02-0`

Property Details

APN / Parcel Number

Primary APN	`72-3900-0061-02-0`
Alternative APN	`11-72-3900-0061-02-0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,448 sqft Living Area
1st Floor Area	724 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	142 ft deep x 33 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 CEDAR ST
City	NILES
State	MI
Zip	49120-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 61 WILLIAM JUSTICE ADD TO NILES COM 297'W OF NE COR LOT 61 TH W 33'S 142' E 33'N 142'TO BEG
Legal Subdivision	WILLIAM JUSTICE ADD
Legal Lot Number	61
Legal Unit	61,61
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3057
Census Tract	20500

Owner

Source: Berrien County records · APN 72-3900-0061-02-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 CEDAR ST, NILES, MI 49120-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Oct 02, 2020 · Amount on Record
Deed Book / Page	3293 / 1889
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 02, 2020
Property Address	528 CEDAR ST, NILES, MI 49120-2616
Document Number	03293/1889
Book / Page	3293 / 1889
Map Reference	VOL D PG 272
Instrument Date	Oct 01, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CEDAR ST, NILES, MI 49120-2616

Mortgage

Document Number	0032931892
Date	Oct 02, 2020
Instrument	3293/1892

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2030

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,600 (+71.59%)	$123,200 (+71.59%)
2025	$1,142.00 (+12.18%)
2023		$35,900	$71,800
2022	$1,018.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: AT&T, Midwest Energy Cooperative, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.