524 Cedar St, Niles, MI 49120 Property Records

Berrien County property record for 524 Cedar St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,140 sqft
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (May 2015)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`72-3900-0061-03-8`

Property Details

APN / Parcel Number

Primary APN	`72-3900-0061-03-8`
Alternative APN	`11-72-3900-0061-03-8`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,140 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	142 ft deep x 33 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 CEDAR ST
City	NILES
State	MI
Zip	49120-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PT LOT 61 WILLIAM JUSTICE ADD TO NILES COM 330'W OF NE COR LOT 61 TH W 33'S 142' E 33'N 142'TO BEG
Legal Subdivision	WILLIAM JUSTICE ADD
Legal Lot Number	61
Legal Unit	61,61
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3057
Census Tract	20500

Owner

524 Cedar St is owned and occupied by an individual who acquired it in February 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	524 CEDAR ST, NILES, MI 49120-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 17, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Prior Sale	Aug 2, 2011 · Amount on File
Deed Book / Page	3102 / 3336
Last Transfer Date	Feb 10, 2017
Transfer Doc	03163/2285
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	524 CEDAR ST, NILES, MI 49120-2616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03284/1499
Date	Jul 30, 2020
Book Page	3284/1499

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Feb 1, 2026

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 17, 2017
Property Address	524 CEDAR ST, NILES, MI 49120-2616
Document Number	03163/2285
Book / Page	3163 / 2285
Map Reference	LB D PG272
Instrument Date	Feb 10, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 CEDAR ST, NILES, MI 49120-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CEDAR ST, NILES, MI 49120-2616

Tax Assessment & Valuation

The 2025 property tax bill for 524 Cedar St was $1,774 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,000 (+6.08%)	$206,000 (+6.08%)
2025	$1,774.00 (+2.37%) Homeowner's exemption	$97,100	$194,200
2024	$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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