5275 S Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5275 S Montecito Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,358 sqft · built 2003
Lot Size	0.14 acres (6,115 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Jun 2021)
Tax Bill	$16,819 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-410-012-3`

Property Details

APN / Parcel Number

Primary APN	`135-410-012-3`
Alternative APN	`135-410-012`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,358 sqft Living Area
1st Floor Area	1,693 sqft
2nd Floor Area	1,665 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,115 sqft (0.14 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5275 S MONTECITO DR
City	CONCORD
State	CA
Zip	94521-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	T8437 L105
Legal Subdivision	SUBDIVISION 8437
Legal Tract	8437
Legal Lot Number	105
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	355309

Owner

5275 S Montecito Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Document Number	2021176057
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000281022
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135805
Date	Aug 23, 2019
Instrument	2019-135805

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 17, 2021
Property Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505
Document Number	0000176057
Map Reference	MB 438 PG 15-28
Instrument Date	May 14, 2021
Instrument	2021-176057
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505

Mortgage

Document Number	0000176058
Date	Jun 17, 2021
Instrument	2021-176058

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 19, 2020
Property Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505
Document Number	0000281022
Instrument Date	Nov 6, 2020
Instrument	281022
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5275 S MONTECITO DR CONCORD CA 945215505, CONCORD, CA 94521-5505

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5275 S MONTECITO DR, CONCORD, CA 94521-5505
Document Number	0000135804
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5275 S MONTECITO DR CONCORD CA 945215505, CONCORD, CA 94521-5505

Mortgage

Document Number	0000135804
Date	Aug 23, 2019
Instrument	135804

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5275 S Montecito Dr was $16,819 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,468,424 (+2%) Land $805,977 Building $662,447
2025	$16,819.00 Homeowner's exemption	$1,439,632 Land $790,174 Building $649,458
2023	$16,142.00 (+1.12%) Homeowner's exemption	$1,383,732 Land $759,492 Building $624,240
2022	$15,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5275 S Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5275 S Montecito Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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