Contra Costa County property record for 5271 S Montecito Dr, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,365 sqft · built 2003 |
| Lot Size | 0.153 acres (6,651 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $774,500 (Jun 2003) |
| Tax Bill | $13,500 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-410-013-1 |
| Primary APN | 135-410-013-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,365 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| 2nd Floor Area | 1,679 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cluster |
| Lot Area | 6,651 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5271 S MONTECITO DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8437 L106 |
| Legal Subdivision | SUBDIVISION 8437 |
| Legal Tract | 8437 |
| Legal Lot Number | 106 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 355309 |
Source: Contra Costa County records · APN 135-410-013-1
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK |
| Sep 15, 2023 | Intrafamily Transfer, Transfer MORTGAGE CONNECT LP |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on Record |
| Deed Sale | Jun 30, 2003 · Amount on Record |
| Deed Document Number | 2003308696 |
| Last Transfer Date | Jul 24, 2023 |
| Transfer Doc | 0000089567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Number | 0000089566 |
| Map Reference | MB 438 PG 15 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023-089566 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Number | 0000089568 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-089568 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Number | 0000089567 |
| Map Reference | MB 438 PG 15 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023-089567 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Number | 0000134774 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 2021-134774 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5271 S MONTECITO DR, CONCORD, CA 94521-5505 |
| Document Number | 0000223659 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5271 S MONTECITO DR CONCORD CA 945215505, CONCORD, CA 94521-5505 |
| Document Number | 0000223659 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 223659 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,154,872 (+2%) Land $398,859 Building $756,013 | |
| 2025 | $13,500.00 (+4.89%) | $1,132,229 (+4.04%) Land $391,039 Building $741,190 |
| 2023 | $12,871.00 (+1.19%) Homeowner's exemption | $1,088,264 Land $375,855 Building $712,409 |
| 2022 | $12,720.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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