5278 S Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5278 S Montecito Dr, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,365 sqft · built 2003
Lot Size0.302 acres (13,153 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Oct 2019)
Tax Bill$13,602 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135-410-039-6

Property Details

APN / Parcel Number

Primary APN135-410-039-6
Alternative APN
  • 135-410-039

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,365 sqft Living Area
1st Floor Area1,686 sqft
2nd Floor Area1,679 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCluster
Lot Area13,153 sqft (0.302 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5278 S MONTECITO DR
CityCONCORD
StateCA
Zip94521-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionT8437 L157
Legal SubdivisionSUBDIVISION 8437
Legal Tract8437
Legal Lot Number157
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2009
Census Tract355309

Owner

Source: Contra Costa County records · APN 135-410-039-6

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5278 S MONTECITO DR, CONCORD, CA 94521-5502
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2019 · Amount on Record
Deed SaleOct 04, 2019 · Amount on Record
Prior SaleJun 19, 2012 · Amount on Record
Deed Document Number2019167449
Record UpdatedSep 20, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 04, 2019
Property Address5278 S MONTECITO DR, CONCORD, CA 94521-5502
Document Number0000167449
Instrument DateSep 25, 2019
Instrument167449
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5278 S MONTECITO DR CONCORD CA 945215502, CONCORD, CA 94521-5502

Mortgage

Document Number167450
DateOct 04, 2019
Instrument167450
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

Mortgage

Document Number167451,
DateOct 04, 2019
Instrument167451
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,171,288 (+2%) Land $513,136 Building $658,152
2025$13,602.00 (+4.28%) Homeowner's exemption$1,148,323 (+4.04%) Land $503,075 Building $645,248
2023$13,044.00 (+1.18%) Homeowner's exemption$1,103,735 Land $483,541 Building $620,194
2022$12,892.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 376 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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