Jefferson County property record for 527 Cedar Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1965 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,100 (Jun 2026) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03006012 |
| Primary APN | 181.001.03006012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 527 CEDAR LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES SURVEY 1 RESUB S1/2 LOT 23 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700801 |
Source: Jefferson County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 527 CEDAR LN, FESTUS, MO 63028-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 202616814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 527 CEDAR LN, FESTUS, MO 63028-1504 |
| Document Number | 0000016814 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202616814 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | HILLSBORO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 CEDAR LN, FESTUS, MO 63028-1504 |
| Document Number | 0000016815, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202616815 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $905.00 (+5.23%) | $16,500 (+8.55%) Land $1,800 Building $14,700 | $87,000 (-) Land $9,400 Building $77,600 |
| 2024 | $860.00 (+0.47%) | $87,000 (+8.61%) Land $9,400 Building $77,600 | |
| 2023 | $856.00 | $15,200 Land $1,800 Building $13,400 | $80,100 Land $9,400 Building $70,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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