528 Cedar Ln, Festus, MO 63028 Property Records

Jefferson County property record for 528 Cedar Ln, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 672 sqft · built 1964
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on File
Tax Bill$591 (2023)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN181.001.03010014

Property Details

APN / Parcel Number

Primary APN181.001.03010014

Interior

Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1964
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.169 acres)
PorchPorch
Porch Area95 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address528 CEDAR LN
CityFESTUS
StateMO
Zip63028-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionWOODED ACRES RESUB SUR 1 OF HARTSHORN ACRES PT LOT 19
Legal Range05
Legal Township40
Legal Section01
Legal QuarterSW
Legal SubdivisionWOODED ACRES SURV 01/HARTSHORN
Legal Lot Number19
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2008
Census Tract700801

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 342, DE SOTO, MO 63020-0342
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2001
Deed SaleMar 27, 2001
Prior SaleMar 27, 2001
Deed Document Number0010591284
Deed Book / Page1059 / 1284
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address528 CEDAR LN, FESTUS, MO 63028-1505
Document Number0000004541
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018
Title CompanyHILLSBORO TITLE COMPANY W/C

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3434 GREEN DR FESTUS MO 630283574, FESTUS, MO 63028-3574

Mortgage

Document Number0000004541
DateFeb 13, 2018
Instrument4541
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,300 (+7.62%) Land $1,800 Building $9,500
2024$59,500 (+7.79%) Land $9,400 Building $50,100
2023$591.00$10,500 Land $1,800 Building $8,700$55,200 Land $9,400 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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