Jefferson County property record for 526 Cedar Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 925 sqft · built 1956 |
| Lot Size | 0.344 acres (14,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,400 (Oct 2021) |
| Tax Bill | $735 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03010009 |
| Primary APN | 181.001.03010009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 14,998 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 332 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 228 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 526 CEDAR LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES RESUB SUR 1 OF HARTSHORN ACRES LOT 18 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE ECONOMIC DEVELOPMENT CORPORATION OF |
| Oct 12, 2021 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jul 31, 2018 | Deed of Trust, Mortgage FIRST CMNTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2009 · Amount on Record |
| Deed Document Number | 202144680 |
| Prior Transfer Date | Jun 15, 2000 |
| Prior Transfer Doc | 1001000467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Document Number | 0000029792 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023R-029792 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | NOT AVAILABLE, CTOT |
| Name | Verified Name |
|---|---|
| Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045528 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021R-045528 |
| Name | THE ECONOMIC DEVELOPMENT CORPORATION OF |
|---|---|
| Type | Government Agency |
| Address | HILLSBORO, MO 63050 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 12, 2021 |
| Property Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Document Number | 2021R044680 |
| Map Reference | MB 14 PG 23 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021R-044680 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4288 MARTIN RD, 4288, FESTUS, MO 63028-3460 |
| Name | Verified Name |
|---|---|
| Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Document Number | 2021R044681 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R-044681 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 526 CEDAR LN, FESTUS, MO 63028-1505 |
| Document Number | 0000024229 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 526 CEDAR LN FESTUS MO 630281505, FESTUS, MO 63028-1505 |
| Document Number | 0000024229 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 24229 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 8, 2028 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,400 (-) Land $1,800 Building $11,600 | $70,300 (-) Land $9,400 Building $60,900 | |
| 2025 | $735.00 (+4.7%) | $13,400 (+8.06%) Land $1,800 Building $11,600 | $70,300 (-) Land $9,400 Building $60,900 |
| 2024 | $702.00 (+0.57%) | $70,300 (+7.82%) Land $9,400 Building $60,900 | |
| 2023 | $698.00 | $12,400 Land $1,800 Building $10,600 | $65,200 Land $9,400 Building $55,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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