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522 Cedar Ln, Festus, MO 63028 Property Records

Jefferson County property record for 522 Cedar Ln, Festus, MO 63028 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 696 sqft · built 1960
Lot Size0.172 acres (7,502 sqft)
Owner2 Individual Names on File
Last Sale$45,700 (Jun 2000)
Tax Bill$605 (2024)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.03010016

Property Details

APN / Parcel Number

Primary APN181.001.03010016

Interior

Full Baths1 Bath
Stories1 Story
Building Area696 sqft Living Area
1st Floor Area696 sqft
Basement Area696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area7,502 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address522 CEDAR LN
CityFESTUS
StateMO
Zip63028-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODED ACRES RESUB SUR 1 OF HARTSHORN ACRES SW1/4 LOT 16
Legal Range5E
Legal Township40N
Legal Section01
Legal SubdivisionWOODED
Legal Block2
Legal Lot Number16
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2008
Census Tract700801

Owner

Source: Jefferson County records · APN 181.001.03010016

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2155 W MEADOWS CT, FESTUS, MO 63028-5601
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Jun 25, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2000 · Amount on Record
Deed SaleJun 06, 2000 · Amount on Record
Deed Book / Page999 / 274
Last Transfer DateFeb 15, 2025
Transfer Doc0000003747
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address522 CEDAR LN, FESTUS, MO 63028-1505
Document Number0000023064
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 CEDAR LN FESTUS MO 630281505, FESTUS, MO 63028-1505

Mortgage

Document Number0000023064
DateJul 01, 2020
Instrument23064
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1056 Months
Interest
Rate TypeAdjustable Rate
Rate4.44%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address522 CEDAR LN, FESTUS, MO 63028-1505
Document Number0000023063
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 CEDAR LN FESTUS MO 630281505, FESTUS, MO 63028-1505

Mortgage

Document Number0000023063
DateJul 01, 2020
Instrument23063
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1056 Months
Interest
Rate TypeAdjustable Rate
Rate4.44%

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,700 (+9.35%) Land $1,800 Building $9,900$61,400 (-) Land $9,400 Building $52,000
2024$605.00 (+0.5%)$61,400 (+9.06%) Land $9,400 Building $52,000
2023$602.00$10,700 Land $1,800 Building $8,900$56,300 Land $9,400 Building $46,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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