Jefferson County property record for 531 Cedar Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1964 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Nov 2018) |
| Tax Bill | $812 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03006014 |
| Primary APN | 181.001.03006014 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 76 sqft |
| Patio Area | 561 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 531 CEDAR LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN ACRES S PT LOT 22 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 CEDAR LN, FESTUS, MO 63028-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2020 | Deed of Trust, Mortgage GERSHMAN MTG |
| Nov 8, 2018 | Warranty Deed, Transfer HOUSING & CMNTY DEV DEPT |
| Nov 8, 2018 | Affidavit of Death, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Deed Document Number | 201834341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 531 CEDAR LN, FESTUS, MO 63028-1504 |
| Document Number | 0000010409 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 531 CEDAR LN FESTUS MO 630281504, FESTUS, MO 63028-1504 |
| Document Number | 0000010409 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 10409 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 8, 2018 |
| Property Address | 531 CEDAR LN, FESTUS, MO 63028-1504 |
| Document Number | 0000034341 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 34341 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 CEDAR LN FESTUS MO 630281504, FESTUS, MO 63028-1504 |
| Document Number | 34343 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 34343 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | KANSAS CITY, MO 64105 |
| Amount | Amount Recorded |
|---|
| Document Number | 34342, |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 34342 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 8, 2018 |
| Property Address | 531 CEDAR LN, FESTUS, MO 63028-1504 |
| Document Number | 0000034340 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 34340 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5617 HUNTERS VALLEY CT ST LOUIS MO 631292274, ST LOUIS, MO 63129-2274 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,800 (-) Land $1,800 Building $13,000 | $77,600 (-) Land $9,400 Building $68,200 | |
| 2025 | $812.00 (+4.77%) | $14,800 (+8.03%) Land $1,800 Building $13,000 | $77,600 (-) Land $9,400 Building $68,200 |
| 2024 | $775.00 (+0.52%) | $77,600 (+8.08%) Land $9,400 Building $68,200 | |
| 2023 | $771.00 | $13,700 Land $1,800 Building $11,900 | $71,800 Land $9,400 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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