Allegan County property record for 497 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,024 sqft · built 1950 |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | Company Name on File |
| Last Sale | $77,000 (Aug 2025) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-021-058-00 |
| Primary APN | 17-021-058-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 33,498 sqft (0.769 acres) |
| Lot Dimensions | 316 ft deep x 106 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM ON CTR HWY 90 FT SELY FROM WHERE CTR LINE HWY CROSSES W SEC LINE SEC 21 TH SELY ALONG SD CTR LINE 110 FT TH NELY AT RT ANGLES TO HWY TO CONTOUR 684.8 FT TH NWLY ALONG SD CONTOUR LINE 110 FT TH SWLY TO BEG SEC 21 T1N R12W. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 21 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31800 |
497 River Rd is owned by a company that bought it in August 2025.
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 497 RIVER RD, OTSEGO, MI 49078-9684 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Jun 14, 2024 · Amount on File |
| Deed Document Number | 202513384 |
| Deed Book / Page | 5061 / 842 |
| Prior Transfer Date | Jun 6, 2024 |
| Prior Transfer Doc | 004950/394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 26, 2022 |
| Property Address | 497 RIVER RD, OTSEGO, MI 49078-9684 |
| Document Number | 004754/223 |
| Book / Page | 4754 / 223 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022008680 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 497 RIVER RD, OTSEGO, MI 49078-9684 |
The 2025 property tax bill for 497 River Rd was $1,219, up 2.5% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,500 (+1.46%) Land $7,600 Building $68,900 | $153,000 (+1.46%) Land $15,200 Building $137,800 | |
| 2025 | $1,219.00 (+2.52%) Homeowner's exemption | $75,400 Land $7,600 Building $67,800 | $150,800 Land $15,200 Building $135,600 |
| 2024 | $1,189.00 | ||
| 2023 | $57,600 Land $7,400 Building $50,200 | $115,200 Land $14,800 Building $100,400 | |
| 2022 | $1,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 497 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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