419 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 419 Prospector Ave, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,245 sqft · built 2016
Lot Size	0.208 acres (9,055 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jun 2016)
Tax Bill	$6,296 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-190`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-190`
Alternative APN	`R434041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,245 sqft Living Area
Gross Area	2,750 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	9,055 sqft (0.208 acres)
Garage Type	Attached
Garage Area	505 sqft
Porch	Unfinished Open Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R434041
Street Address	419 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRINGS VILL 1 FILING 3 PH B LOT: 32 PER PLT 1043410 419 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPRINGS VILL 1 FILING
Legal Phase	B
Legal Block	1
Legal Lot Number	32
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-190

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	992 MAIN AVE, DURANGO, CO 81301-5122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF COLORADO
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2016 · Amount on Record
Deed Sale	Jun 13, 2016 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20161112990
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940
Transaction Type	Mortgage
Record Updated	Dec 08, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 N COUNTY ROAD 27, LOVELAND, CO 80538-9464

Mortgage

Document Number	0001248875
Date	Nov 24, 2025
Instrument	1248875

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940

Mortgage

Document Number	0001208016
Date	Mar 28, 2022
Instrument	1208016

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	T TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940

Mortgage

Document Number	0001203021
Date	Nov 30, 2021
Instrument	1203021

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	419 PROSPECTOR AVE, DURANGO, CO 81301-7940
Document Number	0001125140
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 PROSPECTOR AVE DURANGO CO 813017940, DURANGO, CO 81301-7940

Mortgage

Document Number	0001125140
Date	Mar 01, 2017
Instrument	1125140

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,860 (+0.27%) Land $11,130 Building $44,730	$891,350 (-) Land $177,550 Building $713,800
2025	$6,296.00 (+40.25%)	$55,710 (+23.77%) Land $11,100 Building $44,610	$891,350 (+32.68%) Land $177,550 Building $713,800
2023	$4,489.00 (+20.8%)	$45,010 (+14.24%) Land $8,660 Building $36,350	$671,800 (+18.49%) Land $129,280 Building $542,520
2022	$3,716.00	$39,400 Land $8,440 Building $30,960	$566,960 Land $121,440 Building $445,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prospector Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures