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525 Larsen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 525 Larsen Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,680 sqft · built 1958
Lot Size1.53 acres (67,082 sqft)
Owner2 Individual Names on File
Last Sale$777,000 (Aug 2016)
Tax Bill$10,373 (2025)
Deeds & MortgagesOct 2023 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN105-041-24

Property Details

APN / Parcel Number

Primary APN105-041-24
Alternative APN
  • 105-041-24-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,680 sqft Living Area
Gross Area2,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area67,082 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Deck Area88 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address525 LARSEN RD
CityAPTOS
StateCA
Zip95003-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-041-24

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 LARSEN RD, APTOS, CA 95003-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Intrafamily Transfer, Transfer
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2016 · Amount on Record
Deed SaleAug 09, 2016 · Amount on Record
Prior SaleFeb 07, 2014 · Amount on Record
Deed Document Number201628889
Last Transfer DateOct 24, 2023
Transfer Doc0000020676
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 26, 2023
Property Address525 LARSEN RD, APTOS, CA 95003-2634
Document Number0000020676
Instrument DateOct 24, 2023
Instrument2023-0020676
Transaction TypeTransfer
Record UpdatedNov 08, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address525 LARSEN RD, APTOS, CA 95003-2634

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address525 LARSEN RD, APTOS, CA 95003-2634
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027234
DateJul 23, 2020
Instrument2020-0027234
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$864,173 (+2%) Land $627,413 Building $236,760
2025$10,373.00 (+9.56%) Homeowner's exemption$847,228 (+4.04%) Land $615,111 Building $232,117
2023$9,468.00 (+1.95%) Homeowner's exemption$814,329 Land $591,225 Building $223,104$991,350
2022$9,287.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 526 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Etheric Communications, LLC., AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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