581 Larsen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 581 Larsen Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Square Footage	1,441 sqft Living Area
Lot Size	2.05 acres
Garage	Carport, 330 sqft
Occupancy	Owner Occupied
Last Sale	$429,000 (2002)
Tax Bill	$7,912.00 (2025)

Owner

Source: Santa Cruz County records · APN 105-041-69

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 LARSEN RD, APTOS, CA 95003-2655
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2002 · Amount on Record
Deed Sale	Aug 19, 2002 · Amount on Record
Prior Sale	Mar 16, 2000 · Amount on Record
Deed Doc Number	200258535
Prior Transfer Date	Jul 07, 1999
Prior Transfer Doc	0000046385
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	581 LARSEN RD, APTOS, CA 95003-2655
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 LARSEN RD, APTOS, CA 95003-2655

Mortgage

Document Number	0000041355
Date	Oct 13, 2020
Instrument	2020-0041355

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,022 (+2%) Land $449,103 Building $191,919
2025	$7,912.00 (+7.95%) Homeowner's exemption	$628,453 (+4.04%) Land $440,297 Building $188,156
2024	$7,329.00 (+1.74%)
2023	$7,204.00 (+2.03%) Homeowner's exemption	$604,049 Land $423,200 Building $180,849
2022	$7,061.00
2021			$757,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of California
Wildfire Likelihood	About 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`105-041-69`
Alternative APN	`105-041-69-000`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,441 sqft Living Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Construction Type	Wood Construction
Lot Area	89,429 sqft
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	330 sqft Garage
Carport	Carport
Carport Area	330 sqft Carport
Deck Area	104 sqft Deck
Patio Area	104 sqft Patio
Topography	Steep Topography

Location & Zoning

Street Address	581 LARSEN RD
City	APTOS
State	CA
Zip	95003-2655
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	KITTIE YATES
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	SANTA CRUZ
Census Blockgroup	1
Census Block	1016
Census Tract	122002