Santa Cruz County property record for 495 Larsen Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 1928 |
| Lot Size | 7.45 acres (324,566 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,960,500 (Nov 2025) |
| Tax Bill | $18,628 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-041-47 |
| Primary APN | 105-041-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,088 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 324,566 sqft |
| Terrain | Steep |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 495 LARSEN RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2634 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 105-041-47
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 495 LARSEN RD, APTOS, CA 95003-2634 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 21, 2025 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 10, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Feb 10, 2017 · Amount on Record |
| Deed Document Number | 202525117 |
| Prior Transfer Date | Feb 12, 1999 |
| Prior Transfer Doc | 0000012622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 21, 2025 |
| Property Address | 495 LARSEN RD, APTOS, CA 95003-2634 |
| Document Number | 0000025117 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-0025117 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.55 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 495 LARSEN RD, APTOS, CA 95003-2634 |
| Document Number | 0000025118 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-0025118 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 10, 2017 |
| Property Address | 495 LARSEN RD, APTOS, CA 95003-2634 |
| Document Number | 0000005185 |
| Instrument Date | Feb 08, 2017 |
| Instrument | 5185 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,485.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1629 APTOS CA 950011629, APTOS, CA 95001-1629 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,598,127 (+2%) Land $1,242,988 Building $355,139 | ||
| 2025 | $18,628.00 (+9.15%) | $1,566,791 (+4.04%) Land $1,218,615 Building $348,176 | |
| 2023 | $17,067.00 (+1.84%) | $1,505,951 Land $1,171,295 Building $334,656 | $1,425,420 |
| 2022 | $16,758.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 35% of California |
|---|---|
| Wildfire Likelihood | About 1 in 709 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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