500 Larsen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 500 Larsen Rd, Aptos, CA 95003

Property Summary

Property TypeRecreational Vacant Land
Details4 bd · 3.5 ba · 2,674 sqft · built 1984
Lot Size5.26 acres (229,561 sqft)
OwnerIndividual Name on File
Last Sale$1,160,000 (Jul 2019)
Tax Bill$15,244 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN105-471-03

Property Details

APN / Parcel Number

Primary APN105-471-03
Alternative APN
  • 105-471-03-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,674 sqft Gross Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area229,561 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address500 LARSEN RD
CityAPTOS
StateCA
Zip95003-2636
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeSU
Legal SubdivisionLANDS/THOMAS O BROWN
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract122002

Owner

500 Larsen Rd, recreational vacant land, is owned by an individual who bought it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address25 EMMALAAN, SOUTH HADLEY, MA 01075
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jul 18, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2019 · Amount on File
Deed SaleJul 18, 2019 · Amount on File
Prior SaleOct 10, 2014 · Amount on File
Deed Document Number201920097
Prior Transfer DateJun 9, 2010
Prior Transfer Doc0000025107
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address500 LARSEN RD, APTOS, CA 95003-2636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023416
DateJul 18, 2017
Instrument2017-0023416
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 5, 2047

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 18, 2019
Property Address500 LARSEN RD, APTOS, CA 95003-2636
Document Number0000020097
Instrument DateJul 11, 2019
Instrument20097
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,276.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressEMMALAAN 25

Tax Assessment & Valuation

The 2025 property tax bill for 500 Larsen Rd was $15,244.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,294,003 (+2%) Land $847,795 Building $446,208
2025$15,244.00$1,268,629 Land $831,171 Building $437,458
2023$13,953.00 (+1.88%)$1,219,367 Land $798,896 Building $420,471$1,178,730
2022$13,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Larsen Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Larsen Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROUT GULCH MUTUAL WATER COMPANY
private · serves 614 people · EPA ID CA4400502
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Etheric Networks, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Larsen Rd

Nearby Streets

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