605 Larsen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 605 Larsen Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 1973
Lot Size	1.88 acres (82,285 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2018)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`105-041-68`

Property Details

APN / Parcel Number

Primary APN	`105-041-68`
Alternative APN	`105-041-68-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,070 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	82,285 sqft
Terrain	Steep
Deck Area	757 sqft
Patio Area	757 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	605 LARSEN RD
City	APTOS
State	CA
Zip	95003-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PM52 31
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 105-041-68

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1208 BUBB RD, CUPERTINO, CA 95014-4966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2023	Intrafamily Transfer, Transfer · Line of Credit STAR ONE CU
May 02, 2023	Intrafamily Transfer, Transfer
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Aug 18, 2020	Quit Claim Deed, Transfer UDEED LLC
Feb 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 16, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20184893
Last Transfer Date	Apr 25, 2023
Transfer Doc	0000007643
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 02, 2023
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Document Number	0000007641
Map Reference	VOL 52 PG 31
Instrument Date	Apr 26, 2023
Instrument	2023-0007641
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1208 BUBB RD, CUPERTINO, CA 95014-4966

Mortgage

Document Number	0000007642
Date	May 02, 2023
Instrument	2023-0007642

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 02, 2023
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Document Number	0000007643
Map Reference	VOL 52 PG 31
Instrument Date	Apr 25, 2023
Instrument	2023-0007643
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 BUBB RD, CUPERTINO, CA 95014-4966

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 LARSEN RD, APTOS, CA 95003-2670

Mortgage

Document Number	0000054126
Date	Oct 29, 2021
Instrument	2021-0054126

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028061
Date	Sep 18, 2019
Instrument	2019-0028061

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 18, 2020
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Document Number	0000031618
Instrument Date	Jul 16, 2020
Instrument	31618
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	UDEED LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	605 LARSEN RD APTOS CA 950032670, APTOS, CA 95003-2670

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 16, 2018
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Document Number	0000004894
Map Reference	VOL 52 PG 31
Instrument Date	Feb 15, 2018
Instrument	2018-0004894
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 BUBB RD, CUPERTINO, CA 95014-4966

Mortgage

Document Number	0000004895
Date	Feb 16, 2018
Instrument	2018-0004895

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 16, 2018
Property Address	605 LARSEN RD, APTOS, CA 95003-2670
Document Number	0000004893
Map Reference	VOL 52 PG 31
Instrument Date	Feb 09, 2018
Instrument	2018-0004893
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 LARSEN RD, APTOS, CA 95003-2670

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,425 (+2%) Land $580,293 Building $261,132
2025	$10,127.00 (+9.59%) Homeowner's exemption	$824,927 (+4.04%) Land $568,915 Building $256,012
2023	$9,241.00 (+1.95%) Homeowner's exemption	$792,893 Land $546,823 Building $246,070	$781,020
2022	$9,064.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of California
Wildfire Likelihood	About 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Etheric Communications, LLC., AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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