5245 Headwaters Rd, Forest Ranch, CA 95942 Property Records

Butte County property record for 5245 Headwaters Rd, Forest Ranch, CA 95942

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1999
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Sep 2026)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-320-021-000`

Property Details

APN / Parcel Number

Primary APN	`056-320-021-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5245 HEADWATERS RD
City	FOREST RANCH
State	CA
Zip	95942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TM5
Legal Description	5245 HEADWATERS RD
Legal Subdivision	A268 42
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	1
Census Block	1064
Census Tract	1601

Owner

Source: Butte County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5245 HEADWATERS RD, FOREST RANCH, CA 95942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Jan 5, 2024	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	202625355
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	0000028905
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 14, 2026
Property Address	5245 HEADWATERS RD, FOREST RANCH, CA 95942
Document Number	0000025355
Instrument Date	Sep 2, 2026
Instrument	202625355
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,551.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 HEADWATERS RD, FOREST RANCH, CA 95942

Mortgage

Document Number	0000025356,
Date	Sep 14, 2026
Instrument	202625356

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 5, 2024
Property Address	5245 HEADWATERS RD, FOREST RANCH, CA 95942
Document Number	0000000335
Map Reference	MB 45 PG 32
Instrument Date	Jan 3, 2024
Instrument	2024-0000335
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	336 MESA VERDE CT, CHICO, CA 95973-5861

Mortgage

Document Number	0000000336
Date	Jan 5, 2024
Instrument	2024-0000336

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,426 (+13.11%) Land $130,050 Building $233,376
2025	$3,714.00 (+79.42%)	$321,300 (+74.08%) Land $127,500 Building $193,800
2024			$278,190
2023	$2,070.00 (+1.67%)	$184,572 Land $75,266 Building $109,306
2022	$2,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.5% of the US · above 90% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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