524 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 524 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,508 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Apr 2012)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0097`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0097`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	48 ft deep x 79 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	332 sqft
Patio Area	208 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 73
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	73
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

524 Wetherby Terrace Dr is owned and occupied by two individuals who bought it in April 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Nov 1, 2019	Deed of Trust, Mortgage DAS ACQUISITION
May 31, 2019	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2012 · Amount on File
Deed Sale	Apr 13, 2012 · Amount on File
Prior Sale	Jun 21, 2007 · Amount on File
Deed Document Number	2012584
Deed Book / Page	19945 / 1224
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0175884399
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443

Mortgage

Document Number	2025100900033
Date	Oct 9, 2025
Instrument	2025100900033

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0237862106
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	0237862106
Date	Nov 13, 2019
Book Page	023786/002106
Instrument	524

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0235560323
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	0235560323
Date	Jun 6, 2019
Book Page	023556/000323
Instrument	76

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 524 Wetherby Terrace Dr was $5,968, up 9.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,150 (-) Land $28,860 Building $58,290	$458,700 (-) Land $151,900 Building $306,800
2025	$5,968.00 (+9.26%)	$87,150 Land $28,860 Building $58,290	$458,700 Land $151,900 Building $306,800
2024	$5,462.00 (+0.09%)
2023	$5,457.00 (+6.04%)	$78,150 (+13.59%) Land $16,020 Building $62,130	$411,300 Land $84,300 Building $327,000
2022	$5,146.00	$68,800 Land $19,250 Building $49,550
2021			$362,100 Land $101,300 Building $260,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Wetherby Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Wetherby Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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