515 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 515 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,508 sqft · built 1993
Lot Size	0.192 acres (8,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2009)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0350`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0350`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,357 sqft (0.192 acres)
Lot Dimensions	58 ft deep x 63 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	310 sqft
Patio Area	310 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 99
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	99
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 WETHERBY DR, BALLWIN, MO 63021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Dec 23, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2009 · Amount on Record
Deed Sale	Mar 12, 2009 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	2009477
Deed Book / Page	18257 / 264
Last Transfer Date	Dec 20, 2019
Transfer Doc	0238310134
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	515 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ARCH CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444

Mortgage

Document Number	0242245666
Date	Aug 17, 2020
Book Page	24224/5666
Instrument	2020081702020

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 23, 2019
Property Address	515 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444
Document Number	0238310134
Book / Page	23831 / 134
Map Reference	MB 314 PG 4
Instrument Date	Dec 20, 2019
Instrument	2019122300260
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	515 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,950 (-) Land $29,010 Building $50,940	$420,800 (-) Land $152,700 Building $268,100
2025	$5,477.00 (+6.6%)	$79,950 (+8.79%) Land $29,010 Building $50,940	$420,800 (+8.79%) Land $152,700 Building $268,100
2024	$5,138.00 (+0.08%)
2023	$5,134.00 (+3.74%)	$73,490 (+11.08%) Land $16,110 Building $57,380	$386,800 (+11.09%) Land $84,800 Building $302,000
2022	$4,949.00	$66,160 Land $19,340 Building $46,820
2021			$348,200 Land $101,800 Building $246,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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