520 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 520 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,036 sqft · built 1993
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Owner Names on Record
Last Sale	$184,000 (May 1999)
Tax Bill	$4,531 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24T-3-4-008-6`

Property Details

APN / Parcel Number

Primary APN	`24T-3-4-008-6`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	316 sqft
Patio Area	316 sqft
Balcony	Balcony
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	72
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	520 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit BUSEY BK
Feb 3, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 1999 · Amount on Record
Deed Sale	May 6, 1999 · Amount on Record
Deed Document Number	0798
Deed Book / Page	12103 / 394
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0233010199
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 WETHERBY TER ST LOUIS MO 63121, ST LOUIS, MO 63121

Mortgage

Document Number	0233010199
Date	Nov 30, 2018
Book Page	023301/000199
Instrument	204

Lender

Name	BUSEY BK
Type	Bank
Address	BALLWIN, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2038

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0223941588
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	0223941588
Date	Feb 10, 2017
Book Page	022394/001588
Instrument	514

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,100 (+14.42%) Land $29,600 Building $44,500	$390,000 (+14.44%) Land $155,800 Building $234,200
2024	$4,531.00 (+0.09%)
2023	$4,527.00 (+8.93%)	$64,760 (+16.56%) Land $16,440 Building $48,320	$340,800 (+16.55%) Land $86,500 Building $254,300
2022	$4,156.00	$55,560 Land $19,740 Building $35,820
2021			$292,400 Land $103,900 Building $188,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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