527 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 527 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$392,350 (Sep 2025)
Tax Bill	$4,686 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0323`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	1,957 sqft
1st Floor Area	1,521 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	81 ft deep x 55 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Deck Area	140 sqft
Patio Area	48 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	527 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 96
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	96
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

527 Wetherby Terrace Dr is owned and occupied by two individuals who bought it in September 2025.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	527 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Deed Document Number	2025443
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	527 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444

Mortgage

Document Number	2025061300058
Date	Jun 13, 2025
Instrument	2025061300058

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	MARTHASVILLE, MO 63357

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Dec 12, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 23, 2025
Property Address	527 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444
Document Number	2025092300443
Map Reference	MB 314 PG 4
Instrument Date	Sep 18, 2025
Instrument	2025092300443
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 E SOUTH ST, MARTHASVILLE, MO 63357-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 WETHERBY TERRACE DR, BALLWIN, MO 63021-4444

Mortgage

Document Number	2025092300444
Date	Sep 23, 2025
Instrument	2025092300444

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 527 Wetherby Terrace Dr was $4,686, up 18.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,350 (-) Land $29,510 Building $38,840	$359,700 (-) Land $155,300 Building $204,400
2025	$4,686.00 (+18.69%)	$68,350 (+21.23%) Land $29,510 Building $38,840	$359,700 Land $155,300 Building $204,400
2024	$3,948.00 (+0.08%)	$56,380 (-) Land $16,380 Building $40,000
2023	$3,945.00 (+2.07%)	$56,380 (+9.09%) Land $16,380 Building $40,000	$296,700 Land $86,200 Building $210,500
2022	$3,865.00	$51,680 Land $18,390 Building $33,290
2021			$272,000 Land $96,800 Building $175,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Wetherby Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Wetherby Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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