532 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 532 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,506 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Jul 2016)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0112`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0112`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	127 ft deep x 38 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	532 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 75
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	75
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Nov 7, 2019	Deed of Trust, Mortgage COMMERCE BK
Jun 19, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Prior Sale	Mar 16, 2012 · Amount on Record
Deed Document Number	2016650
Deed Book / Page	22084 / 2838
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	0199051828
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	532 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02379202210
Date	Nov 18, 2019
Book Page	23792/02210
Instrument	2019111800465

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	532 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0237922211
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	0237922211
Date	Nov 18, 2019
Book Page	023792/002211
Instrument	465

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	532 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0230843350
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	0230843350
Date	Jun 26, 2018
Book Page	023084/003350
Instrument	736

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (-) Land $30,950 Building $53,450	$444,200 (-) Land $162,900 Building $281,300
2025	$5,780.00 (+5.4%)	$84,400 (+7.56%) Land $30,950 Building $53,450	$444,200 (+7.55%) Land $162,900 Building $281,300
2024	$5,484.00 (+0.07%)
2023	$5,480.00 (+5.06%)	$78,470 (+12.53%) Land $17,180 Building $61,290	$413,000 (+12.53%) Land $90,400 Building $322,600
2022	$5,216.00	$69,730 Land $20,630 Building $49,100
2021			$367,000 Land $108,600 Building $258,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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