524 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 524 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,388 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$340,683 (Jan 2022)
Tax Bill	$7,120 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-001-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-001-000`

Interior

Bedrooms	3 Beds
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	524 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 1 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 HAYDEN DR, WATERLOO, IL 62298-1098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DAS ACQUISITION CO LLC
Jun 15, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	2022422375
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 28, 2022
Property Address	524 HAYDEN DR, WATERLOO, IL 62298-1098
Document Number	0000422375
Map Reference	DOC 413650
Instrument Date	Jan 28, 2022
Instrument	422375
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 HAYDEN DR, WATERLOO, IL 62298-1098

Mortgage

Document Number	0000422376
Date	Jan 28, 2022
Instrument	422376

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 15, 2021
Property Address	524 HAYDEN DR, WATERLOO, IL 62298-1098
Document Number	0000417849
Instrument Date	Jun 14, 2021
Instrument	417849
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Tax	$88.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 STATE ROUTE 159 STE 107, 107, SMITHTON, IL 62285-2508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000417850
Date	Jun 15, 2021
Instrument	417850

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,120.00 (+5.36%) Homeowner's exemption	$122,440 (+689.43%) Land $24,310 Building $98,130	$367,320 (+689.43%) Land $72,930 Building $294,390
2024	$6,758.00
2022		$15,510 Land $15,510	$46,530 Land $46,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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