Monroe County property record for 489 Hayden Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2023 |
| Square Footage | 1,845 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $518,000 (2023) |
| Tax Bill | $8,905.00 (2024) |
| Primary APN | 08-19-301-030-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,845 sqft Living Area |
| 1st Floor | 1,845 sqft 1st Floor |
| Basement Area | 1,845 sqft Basement |
| Unfinished Basement | 1,845 sqft Unfinished |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 489 HAYDEN DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 30 NATALIE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | NATALIE ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 4 |
| Census Block | 4055 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-301-030-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 W ROSEWOOD LN, ROUND LAKE BEACH, IL 60073-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS |
| Aug 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BYLINE BANK |
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit BYLINE BANK |
| Jun 08, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Mar 24, 2021 | Warranty Deed, Transfer · Commercial Mortgage FCB BANKS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2023 · Amount on Record |
| Deed Sale | Jun 08, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2021 · Amount on Record |
| Deed Doc Number | 2023429327 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427887 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 427887 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430247 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 430247 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430140 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 430140 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 08, 2023 |
| Property Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Document Number | 0000429327 |
| Map Reference | MB A PG 122 |
| Instrument Date | Jun 08, 2023 |
| Instrument | 429327 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 S MAIN ST, COLUMBIA, IL 62236-2499 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Document Number | 0000429328 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 429328 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 24, 2021 |
| Property Address | 489 HAYDEN DR, WATERLOO, IL 62298-1154 |
| Document Number | 0000415806 |
| Map Reference | DOC 413650 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 415806 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 S MAIN ST, COLUMBIA, IL 62236-2499 |
| Investor | Possibly a Property Investor |
| Document Number | 0000415807 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 415807 |
| Name | FCB BANKS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,510 (+961.32%) Land $24,510 Building $147,000 | $514,530 (+961.32%) Land $73,530 Building $441,000 | |
| 2024 | $8,905.00 | ||
| 2022 | $16,160 (+2,311.94%) Land $16,160 | $48,480 (+2,311.94%) Land $48,480 | |
| 2021 | $670 Land $670 | $2,010 Land $2,010 |
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