516 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 516 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$124,000 (Feb 2026)
Tax Bill	$21 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-003-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-003-000`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	516 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1098
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	WR2
Legal Description	LOT 3 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4001 STATE ROUTE 159, 107, SMITHTON, IL 62285-2508
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF BELLEVILLE
Oct 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Deed Document Number	2026441434
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 9, 2026
Property Address	516 HAYDEN DR, WATERLOO, IL 62298-1098
Document Number	0000442035
Instrument Date	Apr 8, 2026
Instrument	2026442035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	4001 STATE ROUTE 159, 107, SMITHTON, IL 62285-2508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442035,
Date	Apr 9, 2026
Instrument	2026442035

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 8, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	516 HAYDEN DR, WATERLOO, IL 62298-1098
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426584
Date	Oct 19, 2022
Instrument	426584

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21.00 (-4.55%)	$360 (-5.26%) Land $360	$1,080 (-5.26%) Land $1,080
2024	$22.00	$380 (+5.56%) Land $380	$1,140 (+5.56%) Land $1,140
2022		$360 Land $360	$1,080 Land $1,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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