484 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 484 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jan 2026)
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-009-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-009-000`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	484 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1094
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR2
Legal Description	LOT 9 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	9
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	484 HAYDEN DR, WATERLOO, IL 62298-1094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK
Sep 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	2026440826
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 8, 2026
Property Address	484 HAYDEN DR, WATERLOO, IL 62298-1094
Document Number	0000440826
Map Reference	MB A PG 122
Instrument Date	Jan 8, 2026
Instrument	440826
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 S MAIN ST, COLUMBIA, IL 62236-2499

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	484 HAYDEN DR, WATERLOO, IL 62298-1094

Mortgage

Document Number	0000440827
Date	Jan 8, 2026
Instrument	440827

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.38%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 25, 2023
Property Address	484 HAYDEN DR, WATERLOO, IL 62298
Document Number	0000430649
Map Reference	MB A PG 122
Instrument Date	Sep 22, 2023
Instrument	430649
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 S MAIN ST, COLUMBIA, IL 62236-2499

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	484 HAYDEN DR, WATERLOO, IL 62298
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426584
Date	Oct 19, 2022
Instrument	426584

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,479.00	$24,250 (+5,361.71%) Land $24,250	$72,750 (+5,361.71%) Land $72,750
2024	$1,479.00	$444 (+5.71%) Land $444	$1,332 (+5.71%) Land $1,332
2022		$420 (-) Land $420	$1,260 (-) Land $1,260
2021		$420 Land $420	$1,260 Land $1,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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