485 Hayden Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 485 Hayden Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,274 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$443,153 (Dec 2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-301-029-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-301-029-000`

Interior

Bedrooms	3 Beds
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft
Basement Area	2,274 sqft
Unfinished Basement	2,274 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	485 HAYDEN DR
City	WATERLOO
State	IL
Zip	62298-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 29 NATALIE ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	NATALIE ESTATES
Legal Lot Number	29
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4055
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 HAYDEN DR, WATERLOO, IL 62298-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	2022427298
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 14, 2022
Property Address	485 HAYDEN DR, WATERLOO, IL 62298-1154
Document Number	0000427298
Map Reference	MB A PG 122
Instrument Date	Dec 13, 2022
Instrument	427298
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$665.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 HAYDEN DR, WATERLOO, IL 62298-1154

Mortgage

Document Number	0000427299
Date	Dec 14, 2022
Instrument	427299

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 23, 2022
Property Address	485 HAYDEN DR, WATERLOO, IL 62298-1154
Document Number	0000424848
Map Reference	MB A PG 122
Instrument Date	Jun 22, 2022
Instrument	424848
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$91.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 STATE ROUTE 159107, SMITHTON, IL 62285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 STATE ROUTE 159 STE 107, 107, SMITHTON, IL 62285-2508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000424849
Date	Jun 23, 2022
Instrument	424849

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$177,450 (+34,025%) Land $24,360 Building $153,090	$532,350 (+34,025%) Land $73,080 Building $459,270
2022	$520 Land $520	$1,560 Land $1,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Hayden Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures