524 Cross Dr, Temple, TX 76502 Property Records

Bell County property record for 524 Cross Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,824 sqft · built 2019
Lot Size	0.173 acres (7,571 sqft)
Owner	Individual Name on Record
Tax Bill	$4,423 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0139891052`

Property Details

APN / Parcel Number

Primary APN	`0139891052`
Alternative APNs	`475405` `863280`

Interior

Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	7,571 sqft (0.173 acres)
Lot Dimensions	123 ft deep x 61 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	218 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	863280
Street Address	524 CROSS DR
City	TEMPLE
State	TX
Zip	76502-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 011, LOT 0024
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	11
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1056
Census Tract	21305

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	524 CROSS DR, TEMPLE, TX 76502-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 16, 2019	Trustee's Deed, Construction Loan · Construction Mortgage EXTRACO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019
Deed Sale	Aug 2, 2019
Deed Document Number	2019-00034095
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	524 CROSS DR, TEMPLE, TX 76502-4432
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056716
Date	Sep 1, 2021
Instrument	2021056716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 2, 2019
Property Address	524 CROSS DR, TEMPLE, TX 76502-4432
Document Number	0000034095
Map Reference	DOC 2017 PL 1
Instrument Date	Jul 30, 2019
Instrument	2019-00034095
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CROSS DR, TEMPLE, TX 76502-4432

Mortgage

Document Number	0000034092
Date	Aug 2, 2019
Instrument	2019-00034092

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jan 16, 2019
Property Address	524 CROSS DR, TEMPLE, TX 76502-4432
Book / Page	010712 / 000512
Instrument Date	Jan 14, 2019
Instrument	1898
Transaction Type	Construction Loan
Record Updated	Jan 31, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344

Mortgage

Document Number	0000001898
Date	Jan 16, 2019
Book Page	010712/000512
Instrument	1898

Lender

Name	EXTRACO BK
Type	Bank
Address	TEMPLE, TX 76503-6122

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,423.00 (-10.34%) Homeowner's exemption	$323,096 Land $40,000 Building $283,096	$323,096 Land $40,000 Building $283,096
2022	$4,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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