Bell County property record for 515 Cross Dr, Temple, TX 76502 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 1,884 sqft Living Area |
| Lot Size | 7,418 sqft (0.17 acres) |
| Garage | 483 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $305,235 (2023) |
| Tax Bill | $7,498.00 (2025) |
Source: Bell County records · APN 0139891109
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 CROSS DR, TEMPLE, TX 76502-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2023 | Vendor's Lien, Transfer · Conventional Mortgage NEW CITY MORTGAGE LLC |
| Jun 01, 2018 | Vendor's Lien, Transfer · Adjustable Rate Mortgage (ARM) EXTRACO BANKS NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Prior Sale | Jun 01, 2018 · Amount on Record |
| Deed Doc Number | 202339777 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 05, 2023 |
| Property Address | 515 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000039777 |
| Map Reference | PL 2017-1 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023039777 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | NOT AVAILABLE, VERDE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000039778 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 2023039778 |
| Name | NEW CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 01, 2018 |
| Property Address | 515 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000022254 |
| Map Reference | YEAR2017 PL1 |
| Instrument Date | May 29, 2018 |
| Instrument | 2018-00022254 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 515 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000022255 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 2018-00022255 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Jun 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.7% |
| Index | 1-Year CMT |
| Max Rate | 8.7% |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,498.00 (+69.6%) | $313,510 (-2.13%) Land $40,000 Building $273,510 | $313,510 (-2.13%) Land $40,000 Building $273,510 |
| 2023 | $4,421.00 (-10.12%) Homeowner's exemption | $320,317 Land $40,000 Building $280,317 | $320,317 Land $40,000 Building $280,317 |
| 2022 | $4,919.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0139891109 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,884 sqft Living Area |
|---|---|
| 1st Floor | 1,884 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,418 sqft (0.17 acres) |
| Depth X Width | 126 ft x 59 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 483 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | Open Porch |
| Porch Area | 204 sqft Porch |
| Street Address | 515 CROSS DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-4432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0011 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VI |
| Legal Block | 12 |
| Legal Lot Number | 11 |
| Jurisdiction | BELL TX |
| Minor Civil Division | TEMPLE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 21305 |
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