Bell County property record for 603 Cross Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 2018 |
| Lot Size | 0.164 acres (7,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,600 (Jun 2020) |
| Tax Bill | $669 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0139891115 |
| Primary APN | 0139891115 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,152 sqft (0.164 acres) |
| Lot Dimensions | 125 ft deep x 57 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 603 CROSS DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-4441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0013 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VI |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 21305 |
Source: Bell County records · APN 0139891115
Assessment roll updated February 9, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 603 CROSS DR, TEMPLE, TX 76502-4441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2020 | Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jul 13, 2018 | Vendor's Lien, Transfer · ARM EXTRACO BANKS NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 202029661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 19, 2020 |
| Property Address | 603 CROSS DR, TEMPLE, TX 76502-4441 |
| Document Number | 0000029661 |
| Map Reference | DOC 2017-1 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020-00029661 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 511, BASKING RIDGE, NJ |
| Name | Verified Name |
|---|---|
| Address | 603 CROSS DR, TEMPLE, TX 76502-4441 |
| Document Number | 0000029662 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-00029662 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 13, 2018 |
| Property Address | 603 CROSS DR, TEMPLE, TX 76502-4441 |
| Document Number | 0000029009 |
| Map Reference | DOC2017 PL1 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018-00029009 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 603 CROSS DR, TEMPLE, TX 76502-4441 |
| Document Number | 0000029010 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 2018-00029010 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.7% |
| Index | 1-Year CMT |
| Max Rate | 8.7% |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270,060 (-12.1%) | $293,027 (-4.62%) Land $40,000 Building $253,027 | |
| 2024 | $669.00 (-83.31%) | ||
| 2023 | $4,008.00 (-11.56%) Homeowner's exemption | $307,225 Land $40,000 Building $267,225 | $307,225 Land $40,000 Building $267,225 |
| 2022 | $4,532.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Altitude ISP, AT&T, SOS Communications.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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