Bell County property record for 519 Cross Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,853 sqft · built 2018 |
| Lot Size | 0.168 acres (7,322 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,409 (2023) |
| Deeds & Mortgages | May 2025 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0139891112 |
| Primary APN | 0139891112 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,853 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 1,853 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 7,322 sqft (0.168 acres) |
| Lot Dimensions | 126 ft deep x 58 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 844603 |
|---|---|
| Street Address | 519 CROSS DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0012 |
| Legal Subdivision | WYNDHAM HILL ADDITION PHASE VI |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 21305 |
Source: Bell County records · APN 0139891112
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 21, 2021 | Warranty Deed, Transfer CENTRALAND TITLE COMPANY |
| May 30, 2018 | Deed of Trust, Mortgage EXTRACO MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 |
| Deed Sale | Jun 21, 2021 |
| Prior Sale | May 31, 2018 |
| Deed Document Number | 2021038826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 14, 2025 |
| Property Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000023173 |
| Map Reference | PL 2017-1 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025023173 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000023174 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 2025023174 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 05, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 05, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 21, 2021 |
| Property Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000038826 |
| Map Reference | DOC 2017 PL 1 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021038826 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2236 JO ANN DR, 2236, ASBURY, IA 52002-8206 |
| Name | Verified Name |
|---|---|
| Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 519 CROSS DR, TEMPLE, TX 76502-4432 |
| Document Number | 0000021921 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | CENTRALAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 519 CROSS DR TEMPLE TX 76502, TEMPLE, TX 76502 |
| Document Number | 0000021921 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 010472/000163 |
| Instrument | 21921 |
| Name | EXTRACO MTG |
|---|---|
| Type | Mortgage Company |
| Address | TEMPLE, TX 76501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,409.00 (-8.06%) Homeowner's exemption | $319,675 Land $40,000 Building $279,675 | $319,675 Land $40,000 Building $279,675 |
| 2022 | $5,883.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Altitude ISP, AT&T, SOS Communications.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0140005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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