512 Cross Dr, Temple, TX 76502 Property Records

Bell County property record for 512 Cross Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,001 sqft · built 2018
Lot Size	0.184 acres (8,032 sqft)
Owner	Individual Name on Record
Last Sale	$204,200 (Nov 2018)
Tax Bill	$5,579 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0139891061`

Property Details

APN / Parcel Number

Primary APN	`0139891061`
Alternative APNs	`475408` `852451`

Interior

Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,032 sqft (0.184 acres)
Lot Dimensions	130 ft deep x 62 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	512 CROSS DR
City	TEMPLE
State	TX
Zip	76502-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 011, LOT 0027
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	11
Legal Lot Number	27
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1056
Census Tract	21305

Owner

Source: Bell County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 CROSS DR, TEMPLE, TX 76502-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 8, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 11, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 16, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201847944
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 6, 2026
Property Address	512 CROSS DR, TEMPLE, TX 76502-4432
Document Number	0000016114
Instrument Date	Mar 5, 2026
Instrument	202616114
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CROSS DR, TEMPLE, TX 76502-4432

Mortgage

Document Number	0000016114,
Date	Apr 6, 2026
Instrument	202616114

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jun 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	512 CROSS DR, TEMPLE, TX 76502-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035101
Date	Aug 8, 2019
Instrument	2019-00035101

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	512 CROSS DR, TEMPLE, TX 76502-4432
Document Number	0000024146
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 CROSS DR TEMPLE TX 765024432, TEMPLE, TX 76502-4432

Mortgage

Document Number	0000024146
Date	May 21, 2020
Instrument	24146

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 16, 2018
Property Address	512 CROSS DR, TEMPLE, TX 76502-4432
Document Number	0000047944
Map Reference	DOC2017-1
Instrument Date	Nov 16, 2018
Instrument	2018-00047944
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CROSS DR, TEMPLE, TX 76502-4432

Mortgage

Document Number	0000047945
Date	Nov 16, 2018
Instrument	2018-00047945

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,579.00 (+16.08%)	$310,602 (-8.74%)	$325,003 (-4.51%) Land $40,000 Building $285,003
2023	$4,806.00 (-9.37%) Homeowner's exemption	$340,357 Land $40,000 Building $300,357	$340,357 Land $40,000 Building $300,357
2022	$5,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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