Clay County property record for 524 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 952 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $122,400 (2015) |
| Tax Bill | $2,671.00 (2025) |
| Primary APN | 05-319-00-06-013.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 952 sqft Living Area |
| Gross Area | 2,388 sqft Gross Area |
| 1st Floor | 952 sqft 1st Floor |
| Basement Area | 952 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 128 ft x 21 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 160 sqft Deck |
| Patio Area | 160 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 524 CAPE COD CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 3RD PLAT W PT LT 57 BEG NW COR LT 57, E77.05, S124.87, WLY21.9, NW128.81 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 03 |
| Legal Lot Number | 57 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | PLATTE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-06-013.01
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Nov 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2015 · Amount on Record |
| Deed Sale | Jan 06, 2015 · Amount on Record |
| Deed Doc Number | 2015376 |
| Deed Book / Page | 7422 / 130 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 524 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 524 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000035737 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 9476/19 |
| Instrument | 2022035737 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 524 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 524 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000048685 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 9229/31 |
| Instrument | 2021048685 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,671.00 (+18.4%) | $37,540 (+14.87%) | $197,579 (+14.87%) |
| 2023 | $2,256.00 (+23.28%) | $32,680 | $172,000 |
| 2019 | $1,830.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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