Clay County property record for 520 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,098 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,400 (2018) |
| Tax Bill | $2,212.00 (2025) |
| Primary APN | 05-319-00-06-014.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 2,157 sqft Gross Area |
| 1st Floor | 1,098 sqft 1st Floor |
| Basement Area | 509 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 186 ft x 27 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 550 sqft Garage |
| Deck Area | 100 sqft Deck |
| Patio Area | 100 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 520 CAPE COD CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 3RD PLAT SW PT LT 56 BEG NW COR LT 56, E59.59, SE180.1, SWLY27.39, NW186.61, N64.66 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 03 |
| Legal Lot Number | 56 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | PLATTE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-06-014.01
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Jun 12, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Jun 11, 2010 · Amount on Record |
| Deed Doc Number | 201818734 |
| Deed Book / Page | 8216 / 153 |
| Prior Transfer Date | Jan 29, 2003 |
| Prior Transfer Doc | 0000067395 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 520 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 520 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000015574 |
|---|---|
| Date | Jul 03, 2023 |
| Book Page | 9588/33 |
| Instrument | 2023015574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 520 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014261 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 9013/140 |
| Instrument | 2021014261 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 12, 2018 |
| Property Address | 520 CAPE COD CT, SMITHVILLE, MO 64089-9602 |
| Document Number | 0000018734 |
| Book / Page | 008216 / 000153 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 18734 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CAPE COD CT SMITHVILLE MO 640899602, SMITHVILLE, MO 64089-9602 |
| Document Number | 18735 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 008216/000154 |
| Instrument | 18735 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,212.00 (+18.42%) | $31,080 (+14.86%) | $163,579 (+14.86%) |
| 2023 | $1,868.00 (+25.12%) | $27,060 | $142,421 |
| 2019 | $1,493.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures